I love credit cards so much!

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Oh I though that the min that they accepted was 1K!??:worried:

That was true for SPG Biz AMEX, for me anyway. I haven't tried to apply for CIP so I don't have any dp for that.

My understanding is Amex Business is now requiring 4 figure income. So $1000 minimum. Chase does not have a set limit. I just got my CIP a month ago. I put on the application $50. On the phone I told him I sold 2 at $20 each.
 
I found a post on /r/churning that if the receiving card is linked to another card it wont work. I'll try removing it from my wife's card and try tomorrow.

I've had this happen to me before too. I removed the card I didn't want anymore, waited 24 hours, then linked the card I wanted. Then it worked fine.
 
A day for random churning/miles related articles. Googled up Alaska miles and this was a top hit: https://www.usnews.com/news/best-st...clinic-reports-stolen-airline-miles-to-police. A million Alaska airline miles were allegedly stolen from their corporate account. Ouch. Maybe they had to file a police report before AS would pursue it further to find where the miles went? (ETA: article seems to infer the exec that suddenly quit did it. Sounds like the dumbest theft idea ever...)
 


DoC: More Rumored SPG/Marriott Information – Award Nights Becoming Dynamic & More

This is bad, bad, bad.

- Starriott is top loading their status tiers with THREE Platinum levels.
- Spend requirement for all levels above Silver; doesn't matter if you've met the required nights if you didn't meet the required spend.
- Limited upgrades for Gold and lowest Platinum level.
- Guaranteed lounge access only for second level Platinum and above.
- Free breakfast only for second level Platinum and above.
- Guaranteed late checkout based on tiers, Gold late checkout is 2 p.m.
- Dynamic award pricing, points required for award night based on hotel room rates at time of booking. I was really liking finding high cpp redemptions based on category pricing!

Guess I need to finalize my holiday travel plans this week!

I'm also hoping the rumored Amex super-premium personal Marriott card carries automatic Platinum status of some sort, like how the Hilton Aspire offers automatic Diamond Status, because it seems these rumors point to a massive devaluing of Gold status. And what about Sheraton lounge access on the SPG Biz card?
 
My understanding is Amex Business is now requiring 4 figure income. So $1000 minimum.

Yeah, I think I was the one who first reported in back in January. :P

I started an application for SPG Business AMEX (thru a DisChurner's link) and I get a error that says annual business revenue must be at least 4 digits (I tried to enter $200). Did this just change in the past few days???

ETA: Welp, I just projected that there would be $1000 (smallest 4 digit number) in annual business revenue with less than a year of being in business, and got approved!
 


I'm so bummed about this! You know I love this feature. I also rely on the insurance on my CSR so that better not change. I retweeted the doctor of credit shame on chase tweet. Hope they get enough pushback to reconsider!



You know me and math so I won't comment on that, but I've started to value Alaska miles a lot higher than United mostly because of Hawaii. They seem to have better award space and award pricing than United. Guess I'm just thinking that it might not be bad for you to have them in Alaska as URs seem easier to get than Alaska miles. Don't know your new routing to Hawaii though...maybe you are thinking Southwest in the future?

Happily I don’t pay for our Hawaii air, since my dad covers that for our bi-annual trips, and we have very little interest in Hawaii beyond that. So for us, United still makes a lot more sense, particularly thinking ahead to air for two big international trips in 2019 and 2020.
 
Also check Costa Rica. Southwest flies to both San Jose (SJO) and Liberia (LIR). Gorgeous beaches there and a very safe and friendly country. We loved it!
I'm eyeing a guided tour to Costa Rica in a few years. It looks like a beautiful country and I'd want to see more than just one area.

I have DS11 and he loves it in Punta Cana. Although Beaches Negril is still his favorite spot or a cruise (he loves the kid's clubs on them). We're hoarding all of our points for a 3 week trip to Australia in hopefully 2020 so I can ok with paying OOP for these vacations in the meantime since they are all-inclusive.
We've never been to the Caribbean, or on a cruise. A cruise was my other potential idea for 2019, but that'd require more OOP spend. Especially since I'm saving my UR points for other things. Australia is on my [very long] list too. I have to keep reminding myself that my kids are still young (5th & 9th birthdays coming up in the next month!) so I need to keep it simpler for now, lol.

Grand Cayman has been on my radar screen for awhile too. My aunt is a TA and travels all the time. Grand Cayman is one of her favs, and keeps suggesting we go there rather than Hawaii. She says it's very safe, friendly, clean and "Americanized". Then some friends from church went earlier this year and came back just raving about it. I looked at their pics and heard their vacation stories and was hooked. They have children similar in age to mine so I could envision our family vacationing there. And then, lastly, I also read Mommypoints recently and loved her review. I was leaning to trying to get us to Hawaii in 2020 but now, I'm seriously considering GC instead. I just need to see how all the points fall into place.
Nice to hear such good things about GC from a TA! I really want to do Hawaii, but it's such a long flight from the east coast I don't think my youngest is ready. We'll see how she does on the flights to CA this summer; so far both of my kids have only flown to FL (~2.5 hours).

Wish I was going to Univ! I'd try for this for 2 nights at Royal Pacific Resort https://dailygetaways.ustravel.org/Home/Offer/B0443 (qty 20 though so good luck, although their suite offers for other Lowe's hotels are a quantity of 2 and 3(!) )
I put an alert on this one and the 3-day tickets, even though we have no plans for Universal in the next year. If I happen to score one, we'd figure it out!

DoC: More Rumored SPG/Marriott Information – Award Nights Becoming Dynamic & More

This is bad, bad, bad.

- Starriott is top loading their status tiers with THREE Platinum levels.
- Spend requirement for all levels above Silver; doesn't matter if you've met the required nights if you didn't meet the required spend.
- Limited upgrades for Gold and lowest Platinum level.
- Guaranteed lounge access only for second level Platinum and above.
- Free breakfast only for second level Platinum and above.
- Guaranteed late checkout based on tiers, Gold late checkout is 2 p.m.
- Dynamic award pricing, points required for award night based on hotel room rates at time of booking. I was really liking finding high cpp redemptions based on category pricing!

Guess I need to finalize my holiday travel plans this week!

I'm also hoping the rumored Amex super-premium personal Marriott card carries automatic Platinum status of some sort, like how the Hilton Aspire offers automatic Diamond Status, because it seems these rumors point to a massive devaluing of Gold status. And what about Sheraton lounge access on the SPG Biz card?
Ugh, just when I'm getting into Marriott & Starwood points. I don't really care about status because I'll never stay enough nights in a year to earn it, but the dynamic award pricing doesn't make sense. How will it work with the Marriott free night certificates, or the certificates from Nights & Flights packages? They'd have to make big changes to both of those programs since they are tied to hotel categories for redemption.
 
DoC: More Rumored SPG/Marriott Information – Award Nights Becoming Dynamic & More

This is bad, bad, bad.

- Starriott is top loading their status tiers with THREE Platinum levels.
- Spend requirement for all levels above Silver; doesn't matter if you've met the required nights if you didn't meet the required spend.
- Limited upgrades for Gold and lowest Platinum level.
- Guaranteed lounge access only for second level Platinum and above.
- Free breakfast only for second level Platinum and above.
- Guaranteed late checkout based on tiers, Gold late checkout is 2 p.m.
- Dynamic award pricing, points required for award night based on hotel room rates at time of booking. I was really liking finding high cpp redemptions based on category pricing!

Guess I need to finalize my holiday travel plans this week!

I'm also hoping the rumored Amex super-premium personal Marriott card carries automatic Platinum status of some sort, like how the Hilton Aspire offers automatic Diamond Status, because it seems these rumors point to a massive devaluing of Gold status. And what about Sheraton lounge access on the SPG Biz card?
The dynamic award pricing is the item that really captures my interest. This is something that could be good for some people, and bad for others. I'd hope that it would work like Southwest where there is an absolute value per point (vs Delta or Hilton where they have ambiguous dynamic pricing which essentially means nothing). If it works in the Southwest model then it would be good for some, bad for others most likely. If it works in a Delta/Hilton model, that's probably a negative for all.

With my very limited time in actual hotel rooms each year, I'm not one to get too worried over status, lounge, upgrades, or late checkout. Free breakfast can be nice but other than some planned Swolphin visits we typically will hit a free breakfast hotel like a Springhill Suites. I can see how that could be bad to people whose travel patterns are different than ours though.
 
The dynamic award pricing is the item that really captures my interest. This is something that could be good for some people, and bad for others. I'd hope that it would work like Southwest where there is an absolute value per point (vs Delta or Hilton where they have ambiguous dynamic pricing which essentially means nothing). If it works in the Southwest model then it would be good for some, bad for others most likely. If it works in a Delta/Hilton model, that's probably a negative for all.

With my very limited time in actual hotel rooms each year, I'm not one to get too worried over status, lounge, upgrades, or late checkout. Free breakfast can be nice but other than some planned Swolphin visits we typically will hit a free breakfast hotel like a Springhill Suites. I can see how that could be bad to people whose travel patterns are different than ours though.

i still cant figure out how they are gonna do dynamic award with Nights and Flight package though...
 
i still cant figure out how they are gonna do dynamic award with Nights and Flight package though...
I wonder if they could do something where they keep the categories for that purpose...but the points per night work independent of the categories and are based on the price per night.

The dynamic pricing model to me is A LOT of change to introduce at once though. Of all the stuff that's come out so far, this one has me somewhat skeptical. How much change do you want to throw on your IT, staff, and customers all at once?
 
I wonder if they could do something where they keep the categories for that purpose...but the points per night work independent of the categories and are based on the price per night.

The dynamic pricing model to me is A LOT of change to introduce at once though. Of all the stuff that's come out so far, this one has me somewhat skeptical. How much change do you want to throw on your IT, staff, and customers all at once?
Baptism by fire method is what that sounds like! But, maybe that dymnamic pricing is one of those things IT doesn’t quite have figured out yet?
 
Happily I don’t pay for our Hawaii air, since my dad covers that for our bi-annual trips, and we have very little interest in Hawaii beyond that. So for us, United still makes a lot more sense, particularly thinking ahead to air for two big international trips in 2019 and 2020.
That’s a great bonus—free! :)
 
So I just realized I shared that quote about Southwest and Marriott nights/flights...and I did that math before the SW devaluation LOL :rolleyes: So uhhhh it’s not as good as it used to be FYI! This is what happens when you have a bunch of bad news and bad rumors come out all at once haha.
 
SPG’s Twitter team was asked/tagged a few times regarding airline transfers yesterday. They responded to nobody on this issue. I don’t want to transfer any SPG points to airlines but if I did I’d move them (friendly reminder you can’t undo that, once you transfer them to an airline that’s it). I expected their Twitter team to either say “everything is staying the same for now” or “send us a DM” & then proceed to say some canned nothing response. One person replied to OMAAT’s tweet on the issue saying they called & a phone rep said nothing is changing.
 
My feelings on the Starriott changing to dynamic points are mixed. On the one hand, the opportunity for a score is diminished. Finding that $300+/night room for 15k is a rush no doubt. But on the other hand, it's been rare that I've ever been on the receiving end of that. I apparently don't travel to the right places or at good times as usually I'm the opposite end of the spectrum. Where I'm staring at 35k for a $150/night (or less) room. :scratchin So I'm not so apprehensive about the point being tied to dollars, somewhat; like everyone else mentioned, if they do it right I can live with it. Since we don't require much in a room, we're a quantity over quality type of house. (of course when all things are equal, we stay at the quality option :) )

As for the eliminating categories, there's a couple of ways to do it. First to mind is they do like IHG did, instead of category 1-5 it's any hotel 40k and under... something like that (I forget what a Cat 5 hotel costs in points). For the existing cert holders there's two options, they keep hotels in categories but the points aren't tied to the categories (cats are only used for certificates) or they pull a Disney and keep a category chart for outstanding certificates. The chart gets locked to a date and that's the what you have to choose from. I'm concerned if they do something like the latter that they could put an expiration on all the outstanding certs even if they don't have one now. So maybe I shouldn't have mentioned it - it doesn't leave this room, in fact, forget you ever read it ;)
 
My feelings on the Starriott changing to dynamic points are mixed. On the one hand, the opportunity for a score is diminished. Finding that $300+/night room for 15k is a rush no doubt. But on the other hand, it's been rare that I've ever been on the receiving end of that. I apparently don't travel to the right places or at good times as usually I'm the opposite end of the spectrum. Where I'm staring at 35k for a $150/night (or less) room. :scratchin So I'm not so apprehensive about the point being tied to dollars, somewhat; like everyone else mentioned, if they do it right I can live with it...
I think the "do it right" part of this is key! I think I'm in the same camp as you on this one. :) Done wrong though, it just sucks for everybody, haha!
 
I am a bit disappointed in my Delta Amex card. I have been watching flight and using my card like crazy to build up points since "was" 94,000 skymiles for free ticket. I upgraded my card too for extra points, so now this card has an annual fee. It's the platinium where I had the gold before. The exact same time I went over 94,000 miles it went up to 115,000, then 133,000 and 144,000. It's like a dog chasing it's tail.

Anyways, I booked our international flight today. I figured out some of the flights (boeing aircraft) that I was watching was not eligible to use pay with miles. So, I booked on an airbus with an almost 5 hour layover (some were 9, 11, 13 hour layovers) with pay with miles option. I got $300 off of each ticket using 30,000 miles per ticket. (I purchased three tickets total today, may purchase a 4th in the next month or so... daughter is on the fence about going with us).
I think it says total miles earned is just under 7500 (It was 74-something).

I just really would have liked to have gotten a free ticket, but oh well. Also, the price I paid per ticket was about $100 more than when I first started watching. I got tired of watching the flights vary by $300 depending on the day of the week and time of the day. It never dropped back to the original lowest price.

Murphy's law... Delta will have a sale now that I booked my ticket. LOL. But I am excited for our trip.

Now to start digging deeper into AirBnB for our stay.
 
As for the eliminating categories, there's a couple of ways to do it. First to mind is they do like IHG did, instead of category 1-5 it's any hotel 40k and under... something like that (I forget what a Cat 5 hotel costs in points). For the existing cert holders there's two options, they keep hotels in categories but the points aren't tied to the categories (cats are only used for certificates) or they pull a Disney and keep a category chart for outstanding certificates. The chart gets locked to a date and that's the what you have to choose from. I'm concerned if they do something like the latter that they could put an expiration on all the outstanding certs even if they don't have one now. So maybe I shouldn't have mentioned it - it doesn't leave this room, in fact, forget you ever read it ;)
They could do like IHG and cap the certificates at a certain point value. But IHG’s point values by property are static, they don’t change based on the cash price per night. Capping it at points value while also having dynamic pricing would mean the list of eligible properties for the certificates would be constantly changing based on when you book. Sounds like an IT nightmare to me.
 
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