miztressuz
DIS Veteran
- Joined
- Feb 23, 2011
Man... this thread moves too fast for me.
There are DPs of being able to put two cards under the same Hyatt account number and actually getting 10 stay credits posting- 5 per card.
Not sure what happens if you get caught, likely just forcing you to open your own acct. But that’d be a risk/reward situation.
Note: this works with Hilton too, but not Marriott/SPG as they confirm names.
Hilton has points pooling so shouldn't need to try it on that, but interesting to know. The Hyatt is definitely going to depend on your risk tolerance with Chase.
Whew, took me an hour to catch up this morning after taking a few days away. Exciting to see we are not the only ones planning an Italy trip in 2020!
We are meeting MSR incredibly quick (Christmas, vacation, and five kids will do that) DH has opened 3 new cards since September. His credit score dropped 40 points. I was expecting a dip for a while but not expecting that much. Is this a normal amount for a new churner? Any idea how long it will stay down? We don't carry a balance or have any other debts. I guess I am leery of applying him for another card even though we really could use another MSR already.
What credit score saw the dip? There's the FICO score and a Vantage score. Most banks are still using FICO score even though they hand out the Vantage score for free on the sites. Each score handles new inquiries/accounts a little differently and you may find a bigger swing on one over the other.
My 2019 Churning Goals:
This takes us to about mid year, at which time I will eagerly await the upcoming NBA schedule to figure out our fall/winter mini-vacations, and reevaluate our cc goals.
- Maximize UR for a Panama Canal Cruise 2020 or 2021 and acquire hotel points and stays for NBA trips
- Downgrade BCP to BCE 01/03 - not buying gc's for Disney so won't come close to recouping the $95 AF, and crummy AMEX offers don't come close to making up the difference
- Meet spend on SW Priority opened 12/03; Apply for SW BIZ @4/24, meet spend and acquire CP
- PC DH's CIP to CIC before 2/17 renewal date
- Go on Cruise/New Mexico vacation 90% paid with points and cashback
- App DH for a new card @2/24 for upcoming insurance premiums (thinking SPG BIZ to coincide with mine opened 03/27/18 and a CFU)
- Figure out what to do with DH CSR before 05/05 ~ PC to a CF or close? (He has quickly become a metal card princess and cried a little when I told him it was going away)
I second PC to a CF. You never know when you need a second one and you can keep the metal card to use That's my plan for my CSP.