This is the argument I have with my wife all the time. “But if I spend 100 dollars more I get 25 percent off”. If you don’t spend anymore, you get 100% off what you didn’t want to spend.This is a good way to be, and I wish I could be more like you. At 100-125 points, it’s not going to matter a whole lot. And it’ll be my 3rd DVC contract, so I have points. I’m just a sucker for a deal. I keep thinking: What happens if they have a major price break at 200 points? What will I do?