I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[LilSweetPeaPhoto]

Just got my letter for rental car insurance this morning. Call this number 1-800-356-8955. Ask for a letter for proof of primary rental car insurance. She emailed it to me while I was on the phone with her. Quick and painless.

Soooo not quick or painless for me. It took over 25 minutes of me respelling my name (which is Amy Porter, NOT too hard) address, AND email. In fact I respelt my email about 10 times. I said @aol.com, she said @yahoo.com? Then came back with @eola.com? She says she sent the letter, and I haven't gotten it. She says it can take 24 hours. I'm thinking I just need to call back and ask again. UGH! She had everything wrong everytime she would repeat the info!

There's a DP where the 15k offer changed to 40k. Link I think I'd hold out.



I used to have the 25k offer on my gold. Would check every so often to see if it increased and it never did. Eventually canceled the card after the year was up from the retention. If you really want a plat now, you could go for a Schwab if you haven't had it before (100k SUB).

I was in no hurry to upgrade again, LOL. So I guess I'll wait and see if I get the 40k offer.

 

[AndreaDM]

Chase has rolled out PYB to the Southwest cards - not a good redemption option, unfortunately.

https://frequentmiler.com/chase-pay...ed-to-southwest-cards-but-not-a-great-option/

For this rollout there are 2 categories, AF and Dining. Both are worse CPP than using the points for flights. AF is 1 cpp and dining charges are 0.8 cpp. I'd only look at it if you were trying to leave the ecosystem and were going to abandon points in the process (they don't expire so you could always change your mind.) Or possibly offsetting the AF, that's not too terrible value wise, if points are an easier spend than cash for you.

But with Aeroplan and now Southwest, seems like there may be a plan to roll out to more co-brands. Keep an eye out for something more interesting!

Thanks! May not be a great redemption, but I had some points I didn't know what to do with since it's been years since I've flown SW. I rarely even use that card but used it for dinner last week in order to get the $5 off restaurants offer, so just applied my points too for an almost free dinner!

 

[leeniewdw]

A question on the Amex Plat Saks $50 credit. I purchased a $75 item (a Zwilling pan) online almost a month ago. I got the shipping notification a few days later and got the $50 credit almost immediately. Problem is -- the pan never actually shipped (the tracking just says the label was printed, no estimated delivery). So I submitted a question about it at the Saks website. Today I get an email saying that I was issued a refund.

I really WANTED the damn pan. Trying to decide if I should quickly order something else from Saks or just wait and see if they claw it back? Either way works (though the pan is no longer available obvs), I just don't want AMEX to get annoyed -- was NOT trying to pull a fast one for the $50!

 

[punkin]

I transferred the $5k out but I'll keep the account for now. From what I've seen there's no minimum to keep the account free but I'll check into it again just to be sure. For DW it will be her only MR generating account after I close per Gold and Plat so she'll definitely keep it until I can get her the BBP.

Amex is really pissing me off with this account. I transferred money in to pay my platinum bill from this account (figured that's 2 qualifying transactions) and they have been holding my money as pending for 6 days already (my bill is due tomorrow and they still haven't cleared my money). They pulled it from my other account 5 days ago. I had to cancel my scheduled payment and pull money for savings into my regular checking account to cover if I have to pay from that amount tomorrow.

 

[afan]

A question on the Amex Plat Saks $50 credit. I purchased a $75 item (a Zwilling pan) online almost a month ago. I got the shipping notification a few days later and got the $50 credit almost immediately. Problem is -- the pan never actually shipped (the tracking just says the label was printed, no estimated delivery). So I submitted a question about it at the Saks website. Today I get an email saying that I was issued a refund.

I really WANTED the damn pan. Trying to decide if I should quickly order something else from Saks or just wait and see if they claw it back? Either way works (though the pan is no longer available obvs), I just don't want AMEX to get annoyed -- was NOT trying to pull a fast one for the $50!

Amex will claw it back. Best to order something else before they do. May not get it back after they claw it back or at least not automatically.

 

[Maryrachel713]

A simple valuation is CSP is 1 for 1 cash, but 1 to 1.25 for Chase portal.

However, getting more complex, I get about 2.4 when I transfer to Hyatt, but this will depend on the cost of the room.

I don't use my Citi for much other than showing at the door to get in now that they don't do the extra 2 year warranty. I can always find another card that does a better job.

So, it's a choice that's individual. I've never cashed out UR's for cash, but that's all I ever do with the Costco points.

I would take 2xUR all day. I generally transfer UR to either SW or Hyatt, SW is pretty fixed at 1.6 cents per point and I've gotten Hyatt redemptions as high as 3.2. It's also partly psychological to me, I don't feel nearly as bad booking travel on points as I do using real money.

Thanks! I’m still pretty new so I appreciate the tips. I do SW but my husband is a Marriott guy.

It sounds like I basically only want to use Costco for gas and Costco (unless there’s a better suggestion there too).

Ill do the payment on my csp.

 

[elgerber]

Has anyone used the Chase Walmart.com 10% off to order groceries for pickup? I don't see any restrictions there, but thought I would ask.

 

[lsutigers03]

This may be a dumb question but here goes. I receiver a mailer to open a US Bank business checking account. To get $500 I needed to open the account, transfer $3k for 60 days, and enroll in business online banking or the mobile app. Seems like a very easy $500 so I opened the account today. I already have a US Bank login because I have the business leverage card. During the account creation process I chose to login as I thought that would make it easier. Once the checking account was created I was asked to login again which I did. Now I can see the checking account along with my leverage card online and in the app. Am I correct to assume that this is all that is needed to fulfill the online account or app requirement and I just need to wait the 60 days after transferring $3k to the account? Again I know this is probably a dumb question I just want to be sure I get the bonus.

 

[Judique]

Thanks! I’m still pretty new so I appreciate the tips. I do SW but my husband is a Marriott guy.

It sounds like I basically only want to use Costco for gas and Costco (unless there’s a better suggestion there too).

Ill do the payment on my csp.

Here's another Chase tip: you may already know about this but I'll post anyway. I have 8 cards total so every so often I fill out the form and check to see if there is anything useful there. Sometimes it is UR's. These are called 'spend offers' and are in addition to other offers or regular rewards on your chase cards. It's also a reason for keeping certain no fee cards.

Your offer is activated.

From January 15 to March 31, 2023 you’ll earn 5X total Bonus Points on:

• Gas station purchases
• Grocery store purchases
• Internet, cable and phone services

This offer is valid for every $1 you spend on up to $1,500 in combined purchases made with your World of Hyatt Credit Card.*
http://www.chase.com/mybonus

I get 5% on gas Jan til end of March using my Hyatt card.

 

[softballpooh]

Here's another Chase tip: you may already know about this but I'll post anyway. I have 8 cards total so every so often I fill out the form and check to see if there is anything useful there. Sometimes it is UR's. These are called 'spend offers' and are in addition to other offers or regular rewards on your chase cards. It's also a reason for keeping certain no fee cards.

Your offer is activated.

From January 15 to March 31, 2023 you’ll earn 5X total Bonus Points on:

• Gas station purchases
• Grocery store purchases
• Internet, cable and phone services

This offer is valid for every $1 you spend on up to $1,500 in combined purchases made with your World of Hyatt Credit Card.*
http://www.chase.com/mybonus

I get 5% on gas Jan til end of March using my Hyatt card.

I feel like I'm in "bonus jail" with these offers! I am dedicated every quarter to checking out my bonuses and rarely am I gifted with a 5X offer. I'm glad for y'all that get them but it sure does make me salty

 

[KPK02090]

DH has the 20% off at Best Buy on his Chase debit card. Anyone know if buying a Disney gift card on bestbuy.com will trigger the credit?

 

[Duckbug.Ducktales]

DH has the 20% off at Best Buy on his Chase debit card. Anyone know if buying a Disney gift card on bestbuy.com will trigger the credit?

It will work

 

[CyndiLouWho]

DH has the 20% off at Best Buy on his Chase debit card. Anyone know if buying a Disney gift card on bestbuy.com will trigger the credit?

Ooh I'm so jealous. Been stalking BB, Target, etc to find a discount for Xbox game DS wants for his birthday. Off to check again.

 

[Judique]

I feel like I'm in "bonus jail" with these offers! I am dedicated every quarter to checking out my bonuses and rarely am I gifted with a 5X offer. I'm glad for y'all that get them but it sure does make me salty

My biggest problem is forgetting them! I have one more 5 off 10 food offer and DD is making dinner tonight and I can't drive today since I had a procedure earlier that required anesthesia. It expires today! I'm considering door dashing some Panera cookies or something (that I don't need to be eating!).

 

[StephPlum]

I’m not convinced that my trip to Nova Scotia is going to happen.
About two months ago, they changed my flight and mysteriously dropped one of the legs. So I made it to Toronto from Halifax but they dropped getting me back to Ohio! Called and they fixed it.

Just just got another email my flight changed and again they dropped a leg. Originally it was CMH -> YYZ (Toronto) -> YHZ (Halifax). Now there are no options for CMH->YYZ. Like no flights at all.

It looks like my option now is to fly to EWR and then to YHZ. I‘ve never flown there so don’t know the terminals. My options are a 1.5 hr layover or a 3 hr layover. It is saying I have to change terminals so I probably need the 3 hr layover. Would you chance the 1.5 hour connection?

Total of 25 minutes on the phone but new flight change is done. Now to see how long until the next change :-(.

 

[FreeDiningFanatic]

My biggest problem is forgetting them! I have one more 5 off 10 food offer and DD is making dinner tonight and I can't drive today since I had a procedure earlier that required anesthesia. It expires today! I'm considering door dashing some Panera cookies or something (that I don't need to be eating!).

Can you load your Chic Fil A account or something like that so you can use the offer today, without the hassle? Hope you're doing well.

 

[leeniewdw]

Amex will claw it back. Best to order something else before they do. May not get it back after they claw it back or at least not automatically.

Ok thanks. I hate to pressure purchase something and I really wanted that pan, but I'll try to find something tonight that I can actually use/want.

 

[FreeDiningFanatic]

Ok thanks. I hate to pressure purchase something and I really wanted that pan, but I'll try to find something tonight that I can actually use/want.

I like the Zwilling/Henckel knives.

 

[FreeDiningFanatic]

Got a Chase offer for $8 off a $12 AARP membership (auto-renewal). I have read some blogs about pairing this AARP discount with a Chase discount to buy cheap British Airway flights and then upgrade those flights.

IDK if I'll bite. Anyone find AARP membership worth $4-8?

 

[AndreaDM]

My biggest problem is forgetting them! I have one more 5 off 10 food offer and DD is making dinner tonight and I can't drive today since I had a procedure earlier that required anesthesia. It expires today! I'm considering door dashing some Panera cookies or something (that I don't need to be eating!).

I had one more too so loaded some funds on my Starbucks app to use it up.