Can I borrow points from 2018 to possibly use in summer 2017?

SL6827

DIS Veteran
Joined
Apr 23, 2017
With a September use year and points not actually available till September 1, 2018, would I be able to borrow those points to use in the 2017 use year?
 
The best way to think about it is that you have all the points in your account once you buy - now it's just a matter of when they are eligible to be used. Borrowing brings them into the prior UY and is done at the time you make a reservation.
 
Points need to be banked during the first 8 months of your UY. Your UY is not a calendar year. Points need to be available during the dates of your stay, not when you make the reservation. Banking moves points one UY forward, borrowing moves points one UY back. Banking and borrowing are final transactions and can not be reversed.

:earsboy: Bill

 


With a September use year and points not actually available till September 1, 2018, would I be able to borrow those points to use in the 2017 use year?

If you look at your account on the member website, they deposited 2020 points on 9/1/2017. They do this because you can book cruises 2 years ahead. So your 2018 points are already in your account. You can borrow 2018 points for a date of stay 8/31/2018 or before.
 
With a September use year and points not actually available till September 1, 2018, would I be able to borrow those points to use in the 2017 use year?
Is “summer 2017” the summer of your 2017 use year, or the summer that has already passed?

Borrowing moves points back one year. If the trip is in your 2017 use year, you can use banked 2016 points, current 2017 points, and borrowed 2018 to make the reservation.
 



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