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  1. M

    paying off the house do you get a deed

    Good luck. I've been trying to get Allstate to take a second mortgager off of my home insurance for YEARS. Somehow they keep putting it back on - I think it's because when the mortgager released the lien, they didn't provide the information for the county recorder to "link" the records properly...
  2. M

    paying off the house do you get a deed

    In California, I received the Grant Deed upon purchase (well, a few weeks later after it was recorded - I received the stamped version to indicate the recording was completed). Upon payoff of mortgage, I received a letter stating it was paid, and a Release of Mortgage/Full Reconveyance was...
  3. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    Everyday Minerals 35% off with code SAVE35%. Unfortunately it seems to negate the free shipping over $25. And they seem to be a bit low on some stock. (My foundation is out of stock.) Streaming deals: - Peacock $19.99 for a year w/ads for new subscribers/subscribers who don't have a plan...
  4. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    It is a good idea - gave her one last year :) I think we've settled on a clothes steamer. I told her "I have $45 Kohl's Cash I need to spend by Wednesday - pick something" LOL And that's what she picked. Not a surprise, but will be something she wants at least. And since coupons don't apply...
  5. M

    Kohl's Veterans' Day Sale: Anyone Finding Any Good Deals?

    This is par for the course with just about all companies these days. I've had the same problems with Amazon chat lately. Some unbelievably frustrating conversations with Amazon agents actually. They clearly have no desire or intention of resolving any issues. Kohl's, while frustrating to...
  6. M

    Kohl's Veterans' Day Sale: Anyone Finding Any Good Deals?

    I don't buy nearly as much as I used to at Kohl's, but it is still one of my main places to check when I do need to buy things. Especially clothing. But I don't evaluate if something is a good deal based on KC - just the price out the door. Then if I have KC and don't have anything to spend it...
  7. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    I'm seeing $24.96? It's sold out online, so I'm guessing it was a limited stock drop... But Amazon has it for $9.99 right now so I got it there. It won't be delivered until early December though, even with Prime.
  8. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    Phillips has 30% off orders over $50 plus free shipping right now. Good if you need Sonicare brush heads as a stocking stuffer.
  9. M

    Kohl's Veterans' Day Sale: Anyone Finding Any Good Deals?

    Weird. I've tried to get them to reship orders that never really shipped, or got lost somewhere during shipping, and they would insist on just refunding.
  10. M

    Kohl's Veterans' Day Sale: Anyone Finding Any Good Deals?

    Online shopping with Kohl's definitely takes patience. Sometimes things ship super fast, sometimes they are slooooowww to get them out. And once in a while, they never get them out. Good news is Kohl's *eventually* makes it right.
  11. M

    Kohl's Veterans' Day Sale: Anyone Finding Any Good Deals?

    The best deals were for 1 hour on Thursday night (well, Thursday night PT - might have been the wee hours of Friday morning for some of you :)) They still had the Early Black Friday prices AND the coupons worked. During that magic hour, I got some sweatpants and sweatshirts (I work from home -...
  12. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    Thanks for the reminder - I had been looking at liners a while back but couldn't make up my mind what to get. But I just found a set of 200 parchment liners on Temu for under $4, so I grabbed them. (After watching some reviews, I decided to go that route vs. silicone - silicone still needs to...
  13. M

    I started Christmas shopping... Got some pretty good deals. Lets share where everyone is finding some good deals

    I'm looking for ideas for one more small gift for DD23. I've gotten all the other gifts for her and her boyfriend I plan to buy, and even all the stocking stuffers except candy. I've cut back significantly this year - only 5 gifts each, plus their stockings. They are older, earning their own...
  14. M

    Travel in Retirement

    I think I'm an exception here. I don't think I'll travel much more in retirement. I've done a lot already, and honestly, it's losing it's shine a bit. Travel is just not as much fun as it used to be, in part because my body is just older and doesn't tolerate what it used to, but mostly...
  15. M

    Exploding sunroof on Hyundai Sante Fe

    I have had 2 Hyundai Sonatas now. They have been great cars for me - first one was right at 100,000 miles and still going crazy strong when some idiot totaled it in a wreck. I was upset - I'm convinced that car would have gone another 100,000 miles. My current one is pushing 90,000 miles now...
  16. M

    Good towels for home use?

    I got some Members Mark Hotel Premier ones at Sam's Club for my daughter that she seems to like. Personally, I still have Martex Grand Patrician towels from decades ago that are in good shape. I used to get them at JCPenney - but only places I see selling them now are hotel-focused companies...
  17. M

    Target Circle online GC ?

    Last time I ordered physical Target Gift cards from them online, I never received them. They were a pain about it - you have to call within certain hours so you can talk to the gift card department, and when I would finally get to them they just kept telling me to wait a few more days after...
  18. M

    Anyone have a high interest savings account?

    https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx#performance-fees
  19. M

    Budget software/app help or suggestion

    With biweekly pay, I find it easier to just budget based on 2 paychecks a month still. Then the 2 months that there is an extra paycheck, I target that money to something that isn't paid each month either - car insurance, car repairs, home repairs, etc. - or savings.
  20. M

    Would you buy a Lab Created Diamond?

    Yup, I absolutely would do a lab created diamond. I don't understand why people would spend the crazy amounts they do on the "real" thing. There are much better ways to use that money in my eyes. But to each his own.




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