We just purchased our first DVC contract (yay!) and trying to wrap our minds around the whole process. So my question is, if you can book 11mos and 7 mos out, do the points have to already be in your bank or do you just have to have your points by the date of your trip? For example, if our points populate in March and if we had already used our points in our bank, and we wanted to book a trip for April, can you still book it 11mos out even though you don't receive your points until March? I hope this makes sense.