We have been putting off upgrading for awhile, just because we finished paying off the stupid installments on these phones and I liked the lower bill. While technically I could just upgrade his and not mine, we'll probably do both just so we're on the same upgrade timeline.
So its been awhile since I checked into this thread. My father passed away in April so needless to say, it has not been a great few months. My parents live about 15 hours away so between traveling to be there for his final few weeks, traveling to his services, etc, I racked up a little bit of debt. However, that is money that absolutely needed to be spend and I don't regret a penny of it.
After he passed, my mom told me that he left explicit instructions for her to pay off all of their debts, including my brother and I's student loans. This came as a big shock. That saves me a few hundred dollars every month. While I am beyond grateful for that gift, I would obviously trade it in a second to have my dad back. But knowing him, it made him so happy to be able to do that for our family. And I intend to put those savings to good use.
So with those savings, my DH and I decided to finally book the Disney cruise we've been dreaming of-7 Nt. British Isles in 2019. I really wrestled with this. We've been talking about this cruise for quite awhile and never could pull the trigger. But if I got anything from my father, it is a crazy love of traveling (he was a retired airline pilot). And he always always always said that life is short...if you want to do something, you absolutely need to do it. So we did it. And I think he'd be beyond excited for us. Heck, I'm sure he'd book it with us in a second!
Long story short: Yes, it's important to pay off your debts, but don't forget to live and enjoy your life too!
Glad to hear from you, Jen. Seems like everything is going great with your little family. So happy that things are chugging along.
Omg.. 19 days will be here in a blink of an eye! So exciting!! While not as exciting as your trip to DL, we’ll be in your neck of the woods in DC.Feeling epicly broke this month even though I know I'm really not lol. I'm just paying off my credit cards from last month where I paid for my 6 months of car insurance and put $1000 towards my student loan, so my bank account looks low even though I know my net worth is actually increasing. My travel reimbursement for my conference in August comes in today though. This will be nice to have since I had to pay $350 to reserve a hotel room back in May out of my own pocket. August is also a 3 paycheck for me and DH so I'm looking forward to my bank account getting back to the arbitrarily decided number I like to see it at
I've got everything budgeted and ready to go for our DL trip in 19 days! Can't wait to get there and really get a proper vacation!
Our daughter getting married is turning into a larger expense than we had originally thought, however; she is our only child and the total will still only be about $4,000 which I'm not thinking is that bad (or maybe I'm just justifying the expense). She lives in a different state so we met last weekend half way to do dress and suit shopping. Got those out of the way so all we have left is the cake (I used to decorate cakes and am being horribly picky about it) and then small stuff; My husband and I have come up with a plan to pay what we put on the credit card off by the end of September hopefully so fingers crossed we can make it happen. 
Will your homeowners insurance cover the loss of cold items?
So its been awhile since I checked into this thread. My father passed away in April so needless to say, it has not been a great few months. My parents live about 15 hours away so between traveling to be there for his final few weeks, traveling to his services, etc, I racked up a little bit of debt. However, that is money that absolutely needed to be spend and I don't regret a penny of it.
After he passed, my mom told me that he left explicit instructions for her to pay off all of their debts, including my brother and I's student loans. This came as a big shock. That saves me a few hundred dollars every month. While I am beyond grateful for that gift, I would obviously trade it in a second to have my dad back. But knowing him, it made him so happy to be able to do that for our family. And I intend to put those savings to good use.
So with those savings, my DH and I decided to finally book the Disney cruise we've been dreaming of-7 Nt. British Isles in 2019. I really wrestled with this. We've been talking about this cruise for quite awhile and never could pull the trigger. But if I got anything from my father, it is a crazy love of traveling (he was a retired airline pilot). And he always always always said that life is short...if you want to do something, you absolutely need to do it. So we did it. And I think he'd be beyond excited for us. Heck, I'm sure he'd book it with us in a second!
Long story short: Yes, it's important to pay off your debts, but don't forget to live and enjoy your life too!
I know I could do a lot better with CDs or a Vanguard mutual fund as far as earning potential but these savings accounts are short term, 6-8 months, just a safe place to park some money that is set aside for future expenses.
Yes I agree, sometimes it’s unavoidable to go into the next tier in one of the catagories.
I'm sure your dad will be with you in spirit on your cruise. It sounds wonderful.
