I just want an Amex for all the great deals but I’m learning to be responsible with credit lol. My mom has a prepaid one and she says she gets rewards. I’m going to check if she got the offer but I doubt it. $400 for a $500 Hotels.com gift card would save me so much.
No, the 10% Amex offers went out only on Amex Business cards. And the
Amazon 20% Amex offer was targeted to Amex cards that participate in Membership Rewards, and even then not all Amex MR cardholders were targeted.
Some things to remember:
-These offers are all "targeted" so while it seems like everybody is getting them, there are plenty of Amex cardholders who are not
-Even when they go out to everyone if the offer is good it tends to last about 12 hours because there are only limited amounts available (for instance in March I missed the big $10 off $50 Lowe's to everyone (hadn't happened like that for like 2 years) because I was at
Disneyland that day, lol)
And last, but MOST IMPORTANTLY:
... My version of a DIS celebration
I celebrate for you because you are
learning to be responsible with credit. Serious kudos. If you can prevent yourself from every having to pay interest on a credit card balance (or even if you're trying to re-learn this) that is so much more valuable- both monetarily and emotionally- than all of these Amex offers. Amex and retailers don't put these offers out for our benefit, the retailer wants you to spend more than you normally would and Amex hopes you fail to pay it off by the due date so they can get that 20% APR. Until you can master learning to be responsible with credit you are far ahead not to dabble
ETA: credit card aren't for everyone, if you feel you can't master the credit thing or are you're too worried you don't have the discipline for it that's ok. Better safe than sorry.