Thanks for the details. If you think you can make use of the SW companion pass, you could cancel your current SW card. You can open a SW Biz card now. Then, 30 days after you canceled (I am timid), open a SW personal. There is a new SW personal card coming out that should be good too. The combo of a biz and personal will get you a CP.
Since you have a new CSP, you aren't eligible for a CSR.
You could certainly open a CIP for that 80k bonus, but you'll want to decided whether the SW biz is more impt. You can do both, but put 3-6 months in-between.
As for cards, you and your player 2 are separate entities. You can both hold the same cards, and you can even refer him. You'd want to get him removed as AU on any of your account that are 24 mths old or less, as they'd still count towards his 5/24 with Chase.
Once you do that, your DH could double dip the sapphires (get both on same day) for 100k bonus! You'd refer him to the CSP for the referral bonus too! He could also do the SW cards to pad those points.
Are you leaning towards a SW CP first, or no? That decision will help lead you to your first app.
ETA: If you don't need the CP immediately, you might benefit from holding off on it until late in the year so points post after 1/1 and then it will be good for almost 2 years instead.
She already got the CSR based on my droning on about its awesomeness, but she didn't know there was any such thing as a referral, so I missed out on that one. Oh well.
Thanks
