You should be ok. You just need to wait for your Dec statement to close and then complete the spend before 12/26 and it will go on your Jan statement. So my payment date is 11/26 and 12/1 which means my Dec statement closes 12/1 and 12/4. I then have until 12/25 and 12/28 to meet my spend which I will do mid Dec. Shortly, after 1/4, I’ll have 120k+ points and CP! My plan is to leave at least $500 to spend on each card so that I’m not too close to the MSR and they decide to be generous with the distribution of the points and award them early.