The realtor said it had more to do with her books being in order, so if a state Regulator looked at them, there would be no problems. If she let me return the contract after the 24 hour period, and this was noticed by a state examiner, she would be in trouble. I haven't heard back from her, so I assume that she sold to another customer. In the meantime, last weekend I saw a listing for 25 points at OKW for $105 per point. After some negotiations, we settled on a price of $95 per point and the contract (which I electronically signed) went to Disney Monday for ROFR. OKW wasn't my first choice. I have stayed at here before and, other than location, i have no problem with the resort, particularly at that price. At some point, I plan on adding another 25-40 point contract on re sale and 25 points direct. 75 plus points is more than enough for my plans. I have 30 weeks banked with an exchange company based in the U.K. That were banked in the 1990's. Their exchange fee is 75 sterling per week. I'll do an exchange with them for a week in Orlando and fit a few days either before or after (or both) at a DVC resort. I can't imagine that it will be very hard to get a couple of days at the 7 month mark. If I'm wrong, I'll make a reservation at OKW at the 11 month mark.