CanadianGuy
<font color=green><br><br><font color=blue>Me and
- Joined
- Apr 24, 2006
Bumping up
I've bumped up a number of the most recent threads about US Credit Cards, Canadian Debit cards and so forth..
You'll see them here in the Canadian Forum on the first screen.. near the top!
Knox
Well, I finally got my BMO MasterCard on Friday. I was a little (a lot) disappointed in the credit limit - $1K. Don't they know how much I like to spend when I'm at Disney Reminds me of when I got my very first credit card. Too bad I can't transfer some of my credit from my Canadian A/M card onto this one ... oh well.
Thanks for the replies tinkone and CindyCan! I'll give them a call tomorrow and see what happens. Is it going to be bad for my credit limit to ask for a credit increase? I've never really asked for one before - with my Canadian MC, it's always been automatically raised every so often.
Well, I finally got my BMO MasterCard on Friday. I was a little (a lot) disappointed in the credit limit - $1K. Don't they know how much I like to spend when I'm at Disney Reminds me of when I got my very first credit card. Too bad I can't transfer some of my credit from my Canadian A/M card onto this one ... oh well.
Alternatively, let's say you wanted to spend $2,500. You could pay $1,500 on the card before you go & then that gives you the ability to charge up to $2,500.
At least, I'm assuming it will work the same as the Cdn one. When I got my BMO Cdn Mosaik MC (about 8 years ago) the limit was only $500! I just prepaid on it, and was able to pay for something that was over $500 with no problem at all.
Got to watch about paying large amounts on to a credit card when you don't have a balance like it. I was going to do this, but banks look at this as money laundering. Wouldn't try it.
As for using ATM, transaction fees apply like $2.50 per when you are in US.
I have a BMO MC with $10 000, so it depends on your credit history, and they aren't likely to increase it as soon as you get the card. If you mainitain good history from the time you get it, perhaps six months down the line can you ask for an increase.
O.K. this might be a silly question but if you have a US card, how do you pay it in US funds. Do I need a US bank account??