Well it’s not for everyone Pete, but as I only bought for 1 or 2 beds with the kids, And for the foreseeable future we will only travel off season.(summer) it’s a no brainier for me, also I figured:
1) My SSR contract I picked up Feb was 65 a point. Much less than half a Poly or VGF, that’s still a saving on purchase price buying twice the points.
2) If I ever wanted a studio, I can rent the 50% leftover points and make enough to cover all the dues. So you can buy enough points for a 1 bed as an insurance policy with the bonus that if you snag a studio if that’s what you want, you can have a dues free year.
3) If I go in busy times, and cannot get another resort, I’d be more than happy staying SSR anyway.
4) in fact as we get older and the kids have gone, we won’t be fussed doing the parks every year and SSR will probably be our preferred choice for some winter sun, with DS a stroll away, added bonus low points so we could escape the British winters for longer.
5) I doubt I’ll ever sell whilst the rental market is so bouyant, so if we ever don’t come, I’ll get twice the rental return.
6) SSR dues are the lowest anyway, and with compound inflation, assuming similar inflation, that gap in those dues at say Copper Creek will only grow so it’s not twice the dues. But I don’t mind paying more dues because I get so much more space. Yes 1 beds are expensive at twice the cost, but again, I paid less than what people were paying for Poly or VGF for half the points.
As I say not for everyone maybe, but it’s an oft overlooked strategy, maybe not on here with all the experts (and where I personally learnt so much in my 6 month research period pre purchase when DVC was something of a mystery back then- thanks guys), but generally it is.