loves to dive
DIS Veteran
- Joined
- Aug 21, 2011
What is this budget of which you speak? I used to try to budget and it just didn't work, something always happened. I'm going to be semi-retired beginning 2018, I'll only be working about 8 hours a week as opposed to a salaried full time employee. I was lucky/smart/whatever you want to call it, enough to be able to sell my mother's home which I owned and my no good brother was living in for free in July (I had been paying a mortgage on it) I got enough to pay off my car and my credit card so I'm debt free. The only monthly expenses I will have are my cell phone, my car insurance, gas to go into work one or two days a week (I haven't decided if I want to work a day of 8 hours or two 4 hour days) and my monthly wine club. I will have to cut my WDW trips down or start staying in moderate/values more but that's it. I do have an IRA, a ten year annuity, some funds in a fixed account in my 401K and a savings account so I have income if needed. I'll be ready for SS in 5 years.