I love credit cards so much! v2.0 (see first page for add'l details)

[stitchfan18]

I'm following mine on the UPS "Follow My Delivery" and it's taking forever! Seriously, I could have walked to the UPS truck and gotten it by now.

I was expecting a Target package today, so I felt the same way watching the UPS truck go around the neighborhood today! I didn’t realize the Aspire was being overnighted via UPS. All my other cards have come regular mail, but none of them regularly have as high of an AF, so maybe fancy cards usually get overnighted

 

[Oscar Madison]

At one point both my wife and I each had 2 CFs...so we had 4 Freedom cards... It's possible you'll get somebody weird who says you can't, but you should be able to Produce Change (PC) with no issues. If you already have a CF perhaps it makes sense to get PC to a CFU instead though so you have one of each of those cards...

You are not going to lose your URs as long as you don't cancel the card they are tied to. You can transfer them to the other card and cancel. You can PC and you don't need to do anything... You can transfer and then PC if you want but you don't need to.

You will need to call to do a PC and it is a very easy process. They'll read some disclosures, you'll say yes, and then your card will become a CF (or CFU) and your AF will show up as refunded within a week (usually less).

The reason you want to keep this card open is in the future if you wanted to PC one of these cards to a CSR to have access to the 1.5x portal and benefits you could do that. You would then still be able to retain a CF too which most people like to have in their repertoire. My wife currently has a CSP, a CSR, a CF and a CFU (and we will play PC games with them when it makes sense for various reasons). I like having 4 cards to be able to do this.

Come to think of it my wife also has a CIC, CIU and CIP so she literally holds all 7 major Chase branded cards! HAHA, that's pretty neat!!

Thank you so much..this really alleviates my fears. I’ll have P2 call. She won’t like it but she’s a good sport. I know some of you disguise your voice.

 

[Oscar Madison]

yep I think this would work why not just get the CSR to begin with and combine credit lines? then you wouldn't risk anything I haven't seen anything above 50k in forever.

If I’m PCing to avoid the $95 AF don‘t I get slapped with the $450 for the CSR?

 

[Oscar Madison]

You've gotten good replies so far. I'll just echo them.
1. Yes, it's fine. I have 2 CFs, one was a PC from a CSP.
2. Yes, the URs will stay with the card
3. You don't need to, but you can if you want.
4. Yep, it gives you the CSR PC avenue without having a new application to go through, as explained by our benevolent dictator.
5. You need to call it in.

The other things I would consider are:
- Chase allows transfers from one person to another in the same household. On the very slight, (and paranoid!), chance that Chase changes this, will it matter to you who has the CSR when you eventually get one? If so, then the URs should be pooled in that person's CF. I could see Chase taking away the person to person transfer; I think it's unlikely for them to take away an individual's ability to transfer between their own cards. (otherwise, look out, mutiny will ensue!)
- If you're not concerned about your 5/24 status, then I would PC the CSP to a CF to leave P2 the opportunity to apply for a CFU with a SUB in the future. Once you are holding a specific card then you cannot receive the SUB for that card. Although you could always PC it to something else so that you can apply for the new card with a SUB, but that would add one more step. Since there's already a CF in the account, that rules out any SUB for a CF anyway. Does that make any sense?

This is really clear now. Thanks for taking the time to educate me.
I really appreciate it.

 

[Oscar Madison]

Might not want to take a 5/24 spot, and there are other more lucrative SUB's (CIP).

We’ve been hitting the biz cards so are ok on the 5/24. Thank You !

 

[palhockeymomof2]

If I’m PCing to avoid the $95 AF don‘t I get slapped with the $450 for the CSR?

if you PC to the CSR...the $95 fee for the CSP will be refunded...then the $450 fee will be charged...in my experience in a few months

 

[amcc]

Birdies -- does anyone has a referral link they can pm me? I'm branching out from Rothy's! Also would love to hear opinions on comfort of these shoes.

No personal experience but my pediatrician was wearing a pair yesterday and their days are long. My mom also discovered these and now wears them all the time including trips. She has a ton of foot problems and says these are heavenly

Since there are lots of us with tween/teen boys, DS never wears but now in order to take advantage of out of uniform opportunities, he needs. Any recommendations on brands your boys like? He is still in a boys size.

My kids are kind of plain but they like Gap/Old Navy, Vineyard Vines and Chubbies if not too flashy. They like shorts shaped like nice shorts but in performance fabric (kind of like golf shorts). Shorts are shorter now, definitely no cargo. None of them like striped shirts. Jeans kind of skinny - one likes them very skinny, the others loose skinny. I love the quality of Lands End and Children’s Place has great sales. We are in Florida so I have no idea of cold weather wear. I’m probably giving you totally out of season info

 

[Oscar Madison]

if you PC to the CSR...the $95 fee for the CSP will be refunded...then the $450 fee will be charged...in my experience in a few months

Good to know!

 

[SouthFayetteFan]

I don’t think so. It says it needs to say credit card.

Actually, anniversary points will post as CC. They get lumped in with any other points earned that month (or if no other spend just post along as Credit Card).

@Limes96

 

[Limes96]

Actually, anniversary points will post as CC. They get lumped in with any other points earned that month (or if no other spend just post along as Credit Card).

@Limes96

Awesome, thanks! I just wish my Priority anniversary was a few days earlier. It’ll be the first week of March.

 

[gottalovepluto]

OK I have a problem with an order return from Target. I'm wondering what to do next- SO I got my Kitchenaid mixer (woohoo deal!) online order, and I mistakenly thought a part was missing. So I online chatted, and rep started the return process,and initiated a new mixer to be shipped to me. All of this took a while,and literally before I ended the chat, I had located the part (that wasn't really missing) and I told rep never mind,etc. She said it was all in motion now, but no worries, I could bring the unopened new item back to any target store.
In all of this I used my Target debit card. So I can see the original order pulled from my bank account. Today I tried to return item at the store,I had the new invoice slip that came with item. Manager said they had no idea what to do with this,or how to return it,since it only shows as one purchase on my account. (purchase date Oct. 29)
I'm thinking maybe try calling at some point when I have the time? Possiby trying to return to store again,and bring BOTH Invoices? In writing this out,I'm thinking maybe I should have just brought it to store with the original invoice and returned (?) but I don't need my money back..... do you see my conundrum here? any ideas?

I'd chat Target again and ask them what to do since they initiated all this.

 

[gottalovepluto]

DH has MORE drink coupons in the mail from SW. I'm glad work paid for all of those revenue flights lol

Y'all take DME/rideshares when travel right?...

 

[CyndiLouWho]

Southwest Airlines & Chase Promotion
To find out if you are eligible, login to your Southwest account, go to "My Account" and click on "Promotions". I see the following promo:

Earn a 25% bonus - Register to earn up to 25,000 bonus points this year.
When you have at least 35,000 points post to your Rapid Rewards® account between 12/1/19 and 2/29/20 under the category of “Credit Card,” you’ll be eligible for a 25% bonus (up to 25,000 bonus points). For example, if you have 12,000 points from your Rapid Rewards Credit Card post to your account each month during December, January, and February, you’ll earn 9.000 bonus points from Southwest. Those 9,000 bonus points will count towards Companion Pass, too!

The "minimum amount" may vary. Mine says 35,000 but I know somebody else said there's was 25,000. If you're eligible, share what your "Terms and Conditions" were so we can compare! 35k points sounds like a lot BUT if I were to sign-up for the SW Performance Biz card now I would earn 75k points there between the bonus and base spend. That would then qualify me for a 25% bonus of 18,750 points! So that would mean almost 94k points from one sign-up. Aside from somebody earning a signup bonus during that time frame, I'm not sure there's any other realistic way to earn 35k SW points that makes sense unless you spammed facebook with your support link, lol!

At any rate - check to see if you're eligible and share details if you are!

DH and I got different offers

 

[DisneyMandC]

Finally got all but $200 of my VGCs loaded to Serve today. I’ve only gotten one from Staples so far since it’s not near me, so the bulk of this was from the OD/OM deals from the other week. Going to try to get by staples again either tomorrow or Friday, but I need to hit Kroger a little harder on $500 VGCs to finish the 15k spend on my Surpass. $4k to go, getting close.

 

[bernina]

Oh, and for any HP fans out there - the WB HP Studio Tour in Watford is definitely worth a visit.

I do agree, the studio tour was fantastic! We were there when 4 Privet drive was open and it was so cool to peak into the Vernon's house and into the cupboard under the stairs. If you're a HP fan and ever find yourself near London it's a must see. We went directly from LHR after our 7 hr flight with minimal sleep and it was an experience. I'd like to tour again when I'm a bit more awake.

 

[mmmears]

I do agree, the studio tour was fantastic! We were there when 4 Privet drive was open and it was so cool to peak into the Vernon's house and into the cupboard under the stairs. If you're a HP fan and ever find yourself near London it's a must see. We went directly from LHR after our 7 hr flight with minimal sleep and it was an experience. I'd like to tour again when I'm a bit more awake.

It was open when we went, too! I loved going through the little house. I think it says a lot if you enjoyed it after that long of a flight, too.

 

[DaveL]

BUT if I were to sign-up for the SW Performance Biz card now I would earn 75k points there between the bonus and base spend. That would then qualify me for a 25% bonus of 18,750 points! So that would mean almost 94k points from one sign-up.

Does your offer not have this language??

Bonus points earned from Chase on a new credit card promotion will not be eligible for the 25% bonus.

 

[gottalovepluto]

I remember it discussed here but I can't find it on reddit. Is there a spot for those of us that are P1's to swap? I want to make sure I post in the right spot.

We decided against it as mods- even though some of us are in the P1 situation as well. Personally my (sad, I like the theory of this) reasoning on this was
-Amex pop-ups. Some people land in jail and seemingly never get out. So while they are supposed to use a link they literally cannot. They will get that lovely feeling of guilt to contend with and the person expecting the click will be miffed, even if they're polite about it you know?
-Drama. There's just no way to police it. With this many people and some we know but others we are barely getting to know we could get just a couple bad apples in there lying about their situations or never using the links they traded for and it could blow up in our faces.

 

[wanderlust7]

For Chase, how long should I wait after lowering a CL to apply for the next Chase card?

Not sure if this was answered already. Once you see the new CL online, it *should* be fine. I like to wait a couple days just because I'm paranoid.

 

[LuckyMamaInDE]

Has anyone visited any of the non-Schengen-area Priority Pass lounges in Rome/FCO? There are 3 in Terminal 3, and I'm looking at our options for breakfast when heading back to the US next week. I'm not finding any current reviews via google or FT.