I just spent the past couple of weeks trying to find a good deal on a new XR. Ultimately there were no great deals that allowed me to buy the phone outright. Standard price for the one I wanted was $650 across the board. In the end I gave in and upgraded through Verizon. Saved $100, but this is the first time I’ve ever made payments on my phone ☹ Like
@PolyRob said the only “deals” seem to be in installment plans, or switching carriers. There are “renewed” iPhones on
Amazon that are definitely the cheapest I’ve found. So you may want to see if that interests you. After all my research if I were going to pay cash I would have gone to Apple directly.