This is the best analysis I’ve seen of why DVC can’t say now what they’re going to do:
https://www.dvcnews.com/other-resou.../4734-disney-vacation-club-s-covid-19-dilemma
I apologize if this has been addressed (I did not read every page of this thread), but I think the linked analysis misses a critical factor. Once my Honda Accord is paid off, I am no longer sending money to Honda. The big difference here is that, while my DVC membership is entirely paid, I am still sending DVC an annual maintenance fee. While I can understand the logic of the linked article, about how DVC cannot extend the UY and that folks (including me) are going to lose points, that understanding does not account for me still paying an annual maintenance fee. I want something back for the time WDW has been closed. Whether that is a prorated return/credit of the maintenance fee, or some kind of credit "in kind," I feel like the maintenance fee should not be paid in vain, if we are also being denied the chance to use the points (again, I understand it isn't DVC's fault we cannot use the points, but it isn't our fault either, and how does DVC need the maintenance fees while the properties are vacant?)