have2getaway
DIS Veteran
- Joined
- Jul 5, 2005
Yes, my first thought was downgrade CSP to a CF. You could also refer DW for her own CSP. Obviously, if you can do a business card, jump on the Ink bonus while it’s hot!
You are right to be thinking about impact to travel benefits. We downgraded DH’s CSP to a Freedom. It went relatively smoothly, but we first made sure to transfer points to my CSR. I have considered doing something similar with my CSR I’ve had for 4 years, but we have a summer trip planned reserved with the card and I’m worried about needing to possibly take advantage of the travel insurance tied to it. It’s not likely, but anything can happen where we might want or be entitled to reimbursement and I’d hate to lose that benefit by downgrading now.