becauseimnew
Planner-aholic
- Joined
- Jan 14, 2020
The United Business card won't impact your credit score.Need some assistance. The annual fees just posted on 2 of my CCs:
- Barclays Hawaiian Airlines World Elite MasterCard (7-year cardholder)
- Chase United Business MileagePlus Card (10-year cardholder)
Have not used either card for the last couple of years. Have no plans to use the cards for the next year at least. Have been using Chase UR points to book flights to get the 50% boost with the CSR, or using Amex Platinum to book direct for the 5X earn and utilizing the $200 airline incidental credit.
Do either cards offer any worthwhile retention offers? Is there an easy worthwhile downgrade path to no annual fee cards? If cancelling the cards, I still keep the miles, right? Since the annual fees have already posted, will cancelling automatically removed the fees? How much impact will cancelling these cards have on credit score?
Thanks for any help!
I'm not sure about the Barclays.