Oooooh, this might be a good place to start thinking about ways to save some dollars.
I've just been having my work take a set dollar amount out of my checks for the last year so I don't have to try and save myself. It's worked well and will be good to go for PCC3.
Couple of things I do when money gets tight is to sit and look at all my expenses and see where I can cut back, like phones, garbarge collection, TV, electricity, gas (car usage), food (eating out is expensive), and other areas.
This might sound strange, but if you havn't refinanced your home in a while, take a look at that. Rates are incredibly cheap and if you can save 1% or more on your current mortgage it makes a huge difference in your payments.
Think about shopping for basic foods at Aldi if you have one, and swing over to another store to get the more fancy stuff.
Pickup a part time job during the holidays at a store. Doesn't pay a lot, but any extra helps.
When your parents or inlaws ask what you want for Christmas, tell them Disney gift cards (with $1000 on them... LOL).