Depends on what you like to do and what your vibe is. I'm 65 and moderately active. I love CS, have never stayed in the tower and have never found the resort too big to walk to any location. There are some really good restaurants there and I just like the adult vibe. I agree with others you should check out Dolphin. I stay there a lot, have a split stay coming up in April. I love being able to walk to two parks and around to BW. I love the pool area. The only problem with it, is if you are comparing prices you need to make sure you factor in their resort fee and their parking fees, if you have a car, are a tad higher than WDW. I've found sometimes CS can be $50 a night less, sometimes equal. As far as renting points, I haven't had good luck with getting a studio. That might be on me though since I rarely look at going any longer than 2 or 3 months out and if you want to rent points, you usually need to be at least 9 months out. I'm also not a fan of the fact that in most cases, they are non-refundable. I change my mind a lot.