The bolded is not automatically true. Making statements that it is IS "fear mongering".
To bring the seatbelt analogy back, you wouldn't say "Driving in a car = death, $1000,000 hospital bills, lost job", but it could happen there also.
That's true enough, and yes, argument is always weakened by using too broad a brush, but what if we amend, to something like ...
Wrapping your car around a tree @ 30mph while wearing a seatbelt = $5K in damages and some nasty bruises.
vs.
Wrapping your car around a tree @ 30mph not wearing a seatbelt = $5K in damages + a $40K hospital bill, if you are lucky enough to not die.
That's a much tighter analogy, and it holds in this situation.
We still have restricted vaccine access here for a couple more weeks. Our local task force head did a news conference yesterday in which he went over the local statistics of the hospitalized population compared to those of the vaccinated population. He noted that the overall number of hospitalized cases was way down, and that the percentage of hospitalized patients over age 60 had dropped dramatically, but that the percentage of hospitalized patients under age 50 had suddenly *increased* dramatically. The drop in older patients relative to the overall number was explained by vaccination rates in that cohort, but there was only one thing that could explain the sudden increased percentage among younger patients whilst the total number was still dropping: relaxed caution.
I happened to drive the same route in mid-afternoon on 2 nice days 3 weeks apart recently; the last time this past Sunday. I passed a somewhat hipster brewhouse restaurant with a lot of outdoor seating that is visible from the street; an area of about 100 seats. The first day that I passed by, 3 weeks ago, the majority of the people seated outside enjoying sunshine (mostly a young and kind of fashionable crowd; fit-looking bunch) were wearing masks. When I passed again 3 weeks later, there was a not a single mask in sight. Unless there has been some kind of hipster tour to get vaccines in another state, most of those folks could not yet have been vaccinated, yet there they were, same seating as before, but no masks. IT. IS. TOO. SOON. FOR. THAT.