Debt dumping update:
I got tired of dealing with my $4500 balance transfer debt, so I transferred money out of savings and paid it off yesterday. That leaves $3500 in savings and one outstanding balance transfer left, which has a balance of $6850. I scheduled a $1000 payment on that for next month. I have until February 2019 to pay it off, but want to get it done sooner. I will be throwing all of our extra money at it in hopes of paying it off by October or November.
Our WDW trip went great. We stayed 11 nights CL and hardly spent any money on food! We ate most meals in the lounge. We didn't buy much in the way of souvenirs either...a couple pins, a tote bag, and a t shirt. We did buy Memory Maker, but got the military discount price of $99. We didn't end up renting a car, but borrowed my mom's car for the week, which turned out great. So, we saved on the rental car. Our total expenses for 10 days, which includes airport parking at home and all other expenses, was just about $2000, right at our budgeted amount.
I have a girls weekend trip next month to
Disneyland with my best friend at the Grand Californian. We are staying 2 nights and splitting the cost. I already paid one night as the deposit back in June, so that's taken care of. I'll probably spend a couple hundred on food and drinks (already have an AP so tickets are covered). After that, our next big expense will be renewing our DL APs on August 28. We have decided to upgrade us all to Signature passes, which will be just under $4000. We have $1000 currently in Disney Visa Rewards dollars, so that will help. I'm debating putting down $500 and financing the rest into $200 monthly payments, or just taking the money out of savings and being done with it. I don't want to add to our monthly expenses, really, but also want to focus on building UP our savings. I have a bad habit of dipping into savings accounts.
Anyway, I'm happy to be In the final stretch of paying off the credit card debts. Going to absolutely NOT allow any more of that to rack up in the future, and focus all efforts on building our savings.