Bi monthly check in
I Wish I was checking in for a Disney reservation..lol. Have a great trip
dayvewc (Very tough decision you have). Be Safe!!
So far I've been able to not touch my savings account,,,the summer may be difficult as I am laid off till the Fall.
I have been so shocked by the increase in cost of everyday things I usually buy during this Pandemic.
So for the past 2 weeks I have been searching for those products and doing a 1 year stock pile of them. Yes I am worried about a second wave/surge in Covid cases next Fall.
So far I have:
Colgate toothpaste 99 cents each
Toilet Paper 24 pack =$3.99
Kleenex Scotties 6 pack = $2.99
Paper Towels 8 pack = $3.99 .
Purex HE Laundry Soap = $3.33
Bounce unscented Laundry sheets box = $3.33
Garbage Bags & Recycling Bags = $2.49
Kraft Peanut butter = $2.99
Tetley Tea Bags = $6.99
Pasta,,4 different varieties = $1.99
Still on my list to get are
Dish soap/ Antibacterial Palmolive = 88 cents
Bottle/Can veggie pasta sauces=hopefully $1.50 to $2.00 each
Rice,,on the look-out for prices to come down.
Wipes,,,,I don't ever think they are coming back in stock....I wish I had some for back to work in the Fall,(school).
If you have anything that you stock up on please share.
I dumped my travel rewards card for a new credit card that gives cash back.
I already have a huge amount of travel rewards banked from this past winter/Spring.
I am doing cloth bags for next Christmas and found a great Etsy seller(great quality) and ordered all my bags needed ahead of time.
I am redoing my Christmas list and being very aggressive with pairing it down.
Now I just really need to come up with a craft/hobby to keep me busy so I don't over eat.
Suggestions are welcome!
Hugs to everyone
Mel
i've been stocking up as well and we share many of the same items. a few additional items i've grabbed are things i don't use all the time but if i can have it on hand/it's shelf stable and will last until i do use it up then it keeps me from from going to the store more than absolutly needed-
cooking oil
seasoning mixes (i make 'brown bag chili' several times a year so i got a good supply vs. getting it just when i plan to make it, same with a few other all in one seasoning packs)
dishwasher tablets (yup, spendy to stock up on for an extended period but if it keeps me out of costco all the better to have it on hand)
soup (it's was in short supply/still not great so i've been grabbing extras for colder months)
canned meat (corn beef hash/chicken/tuna) just convenient and piece of mind to have on hand
otc meds-
there are a handful the 3 of use day to day and i had an issue finding a couple when all this went down so along with some traditional (for us) 'winter meds' like coricidin, dayquil/nyquil and such i've been getting next winter/spring's supply now.
got dh stocked up on shaving razors, ds on his acne pads.
I really need to decide how much i need in savings to feel "safe." A year's worth of expenses just doesn't feel like enough but I don't want to be ridiculous about it either. I'm paying 3.5 percent interest on my mortgage in order to hold on to cash earning less than 1% interest. I know a lot of smart people think that's a dumb move .
i don't think it's dumb at all. we could have paid off our mortgage earlier than we did but in our marriage we had already experienced major entire income ending emergencies so i wanted money set aside and easily accessible. people will say 'oh, in an emergency there's unemployment or disability monies....' well, from experience i can say it can take months and months for private or public disability to get approved and issued-and we've all seen the nightmarish situation with unemployment applications these days. better in my mind to have a nest egg set aside. i think a year's worth is great and if it makes you feel better-set aside an additional amount equal to the deductible on your auto insurance and homeowner's. that way you are covered for a year and in the event of a big event. like dave ramsey is now telling people 'save, you can't eat your home'.