We started with 150 HH points in 2001, and that was just fine until we started buying APs every other year. Now that we need to make 3-4 trips to get the most out of the AP's, we've added 200 BWV and 150 OKW. Those APs turned out to be quite a deal!!
Still trying to figure out if we should try to squeeze in a mini-trip before our 9 day F&W marathon.....
Tamar