Looong time lurker!
Hubs has ONE credit card on which I am an AU, 2005: AMEX Delta Skymiles Platinum
$10k balance on a $25k credit line
We ONLY put travel on this card (hotel, flights). We charge it up and pay it off annually at bonus time. Interest rate is stupid high. Have never asked for any sort of retention/change. We like it for the annual Delta companion certificate and points.
Hubs has retired in last year. My income has tripled since 2005. We also have significant 1099 income & FEIN # for business.
In November, I want to buy a ticket to a film festival that has early bird access for Citi card holders. In January, I will have my first year of DVC dues on my contract. My goal for a card(s) is to maximize points for travel and/or travel discounts, both WDW/DL and international. We fly Delta primarily, but also Southwest. Use Delta FF points but just recently enrolled for SW points. I am receiving multiple personal & business card offers in postal mail each week.
Help, I need a plan!