I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[DogCat]

I believe you are referring to NEXUS, that has a very long wait time and is only valid at land and sea ports of entry. When used by air it needs to be accompanied by a passport. When travelling by air there are no options other than a passport. Your friend may be able to go to a passport office and have one issued same day.

They are driving.

 

[Duckbug.Ducktales]

If you can get a Hyatt card, you can get an Ink. Or is this question for after the 90k CIU/CIC bonus expires?

Both the personal and biz Hyatt SUBs aren't great. To me, they only make sense as part of a larger strategy to get to Globalist. But who knows what the new Ink SUB will be, hard to say which will be better (I suspect still CIU/CIC).

No, I mean, I have gotten two ink cards within the past 10 months. DH has had 2 within 6 months. Three of these had the elevated 90K SUB. But we are inked out, aren't we? Don't we have to wait 2 years for a new SUB on each of the no AF INK cards? If not, I'll grab another.

The only thing I don't like about the Hyatt Biz card is the AF, but $100 is off-set by the $100 credit.

I wish I hadn't missed out on this card when it first came out and the SUB was higher.

 

[EACarlson]

They are driving.

It would be possible but not likely that an Enhanced Driver's License would be received in that time frame if they live in a state where one is available. Best info I can find is only MN, VT, WA, NY and MI offer them. If your friend qualifies for a Native American Tribal ID that would work as well.

 

[wanderlust7]

No, I mean, I have gotten two ink cards within the past 10 months. DH has had 2 within 6 months. Three of these had the elevated 90K SUB. But we are inked out, aren't we? Don't we have to wait 2 years for a new SUB on each of the no AF INK cards? If not, I'll grab another.


I wish I hadn't missed out on this card when it first came out and the SUB was higher.

No, the 24 month rule isn't enforced. I actually don't see it in the terms now. You're only restricted to how fast you get any Chase cards (3 months is a good rule of thumb). Plus your total Chase credit limit should be under 50% of income or around 70-80k, whichever is lower.

 

[Duckbug.Ducktales]

No, the 24 month rule isn't enforced. I actually don't see it in the terms now. You're only restricted to how fast you get any Chase cards (3 months is a good rule of thumb). Plus your total Chase credit limit should be under 50% of income or around 70-80k, whichever is lower.

Oh boy! That's great to know, thanks! No wonder y'all are always getting more and more INK cards around here

 

[linzjane88]

Of note if anyone rememberd my issue with a sock drawered Barclay Hawaiian Biz card (don't ever get that one. It's horrible!) that had an AF post and I didn't notice for .....3 months when I got a letter they were closing the account ....

So far nothing has been reported to any credit bureaus that I can see. I was super worried about a giant ding on DH's perfect score but he's still in the 800's. I did go ahead and pay the 99$ on the closed account. It seemed ridiculous but I wanted to take care of a negative balance on a closed account ASAP. I sent a message asking them to reverse the fee but I never heard back. There may have been a better way to go about things but with no dings to the credit I figure I will take the $99 punishment for not being more on top of things. I hate awkward CS phone calls and my DH even more so I just left it be.

 

[wanderlust7]

An interesting Amex retention DP (I think anyways lol). Took a retention on a plat last year on 1/31. I wondered how the 13 months in between retentions would work with February being a short month. Tried on 3/1 and told no retention since I already got one on 1/31 last year. Tried again today (3/3) and was offered $300 for $3000 spend. I asked if there were any other offers on my account and was told that's the best. Odd to not be offered a MR version.

So seems like they don't use a calculation based on calendar months, but maybe 365+30 or 31 days.

Going to try one last time before I cancel. This is a plat that was upgraded from a gold, plus 2 retentions. I'd rather keep it for the history (not that it really matters). I'd probably keep it for 40k MRs, but not $300 (or 30k).

 

[IFlossU]

Instant approval for CIU $6k limit. Last one was 12/2/22. This will be the 3rd 90k offer for us. Was going to give it a little more time, but FOMO!

 

[GZanta77]

If I have just canceled a CIC, how long do I have to wait before applying for a new one?

My original plan was to apply end of March but seems the 90k won't be around that long - I canceled my CIC yesterday, but what is the recommended wait time before applying for a new CIC? I already have a CIU.

 

[iujen94]

If I have just canceled a CIC, how long do I have to wait before applying for a new one?

My original plan was to apply end of March but seems the 90k won't be around that long - I canceled my CIC yesterday, but what is the recommended wait time before applying for a new CIC? I already have a CIU.

No waiting period needed. And you can have multiple CIU if you prefer that card’s earning structure.

 

[elgerber]

No waiting period needed. And you can have multiple CIU if you prefer that card’s earning structure.

does anyone have more than 2 of each? that is where I currently sit.

 

[mmmears]

If you can get a Hyatt card, you can get an Ink. Or is this question for after the 90k CIU/CIC bonus expires?

Both the personal and biz Hyatt SUBs aren't great. To me, they only make sense as part of a larger strategy to get to Globalist. But who knows what the new Ink SUB will be, hard to say which will be better (I suspect still CIU/CIC).

Totally agree with this. It's long past time for me to churn my Hyatt card, but the SUB is just so low. Every time I think about it I do the math and just apply for another Ink card.

 

[StephPlum]

does anyone have more than 2 of each? that is where I currently sit.

I know someone with 4 CIC and 1 CIU.

 

[elgerber]

I know someone with 4 CIC and 1 CIU.

thanks!

 

[wweazel]

It would be possible but not likely that an Enhanced Driver's License would be received in that time frame if they live in a state where one is available. Best info I can find is only MN, VT, WA, NY and MI offer them. If your friend qualifies for a Native American Tribal ID that would work as well.

A Michigan Enhanced DL definitely takes longer than a week.

 

[wanderlust7]

Totally agree with this. It's long past time for me to churn my Hyatt card, but the SUB is just so low. Every time I think about it I do the math and just apply for another Ink card.

DH canceled his Hyatt card. At some point at least 30 days later, will reapply. He should get the 5 elite nights again with the new card. Will then spend 15k to go towards the SUB, plus an FNC, plus 6 more elite nights. Only doing this to get to Globalist. Otherwise, would just keep the card forever.

I noticed that the support SUB is even worse. Only 20k points and $100 Hyatt credit. Guess we're forgoing the support unless it changes.

 

[Judique]

If you're willing to take a little less profit, you can always send $2,000/week via Venmo to a trusted party who returns it to you for some easy manufactured spending. You'll pay $120 for the $4,000 in spend, but the bonuses should more than cover that if you're facing a crunch.

Thanks for the idea but I want all profit for myself. Not giving up a penny! haha!

I only app for 1-2 cards per year and I've wanted to do that 90K offer since it came out.

 

[calypso726]

does anyone have more than 2 of each? that is where I currently sit.

Still have the old Ink Plus, one CIP that's getting axed this month, three CICs and just cancelled a CIU recently.

 

[IFlossU]

If I have just canceled a CIC, how long do I have to wait before applying for a new one?

My original plan was to apply end of March but seems the 90k won't be around that long - I canceled my CIC yesterday, but what is the recommended wait time before applying for a new CIC? I already have a CIU.

I’ll 2nd what @iujen94 said. No need to wait. I canceled a CIU earlier this week, and was instantly approved for a new one this afternoon.

 

[IFlossU]

DP for churning the Aviator Red, because this question is asked often.

Approved 9/25/19 bonus received 10/19
Cxld 9/25/21 (actually kept this 2yrs)
Approved again 3/3/23

So approved a 2nd time 3.5yrs since opening and 1.5yrs since closing.