So how do you know you've picked the right guy for P2? I told my BF months ago I was going to have him do the Hilton FNC offer. He's getting sick of me making him get cards w/ AFs (I'm working on that, lol). So I told him he can get the Hilton Honors, no AF, $1000 spend, and we get the FNC (plus 70k which is like another free night in PDC). He told me he'd think about it. When we were in Vegas last week, he was asking about the cards and thinking about MAYBE doing the Surpass for the Gold Status. He decided against it, and told me to send him the link to apply when we got back. I sent him the link and told him how to do it (since the link went to the business cards). I reminded him once and he said "yeah yeah". Then he got a trip and was stuck in bad weather (meaning LONG DAYS). So I didn't remind him or harass him about it. When he landed Weds he came over to my house. It was 1am. He mentioned, is it too late to do the card? I said sadly "I think so". Then he laughed and said, good thing I did it before the trip, LOL. So I have 1 FNC. I'm working on earning my $15k FNC on my surpass. And he'll have 1 FNC. So there are our 3 nights in PDC in Feb already
Also my 18yo finished her app for the Discover It card. We used my link for $100 for her and me. She got approved w/ a $1500 limit. After seeing how her dad spends, I told her we're going to talk about proper uses of a CC. She said, don't worry mom, I'll only use the $100 and that's it. I spend more like you than dad, LOL. I told her it'll be good to do one smaller purchase just to keep it active and building on it.
So for those w/ kiddos, how often are you having them try to open a new CC? She's 18, and has a job at the ice cream dairy here. She'll be starting community college in Aug. She has no real expenses, thanks to us. So I don't think we'll be chasing SUBs for awhile.