Ok, so I *thought* I was off to a good start.
DH got denied for CIP
Reason 1: recently requesting too many lines of credit. He bought a new truck (for business) about 6-8 wks ago. We financed thru dealership in order to take advantage of some factory rebates. Then 3-4wks later we refinanced with local credit union for better rates. That loan closed maybe 3wks ago.
Reason 2: going over limit on one more cc/revolving accts. So DH has a legit business, he has a card he uses for inventory purchases. If he finds a good deal, he buys, card swells and sometimes goes over limit. We pay down/off. Right now it has a 0 balance.
I thought maybe he could call and explain. Or is it too bad to come back from?
Also, he doesn't want to call. He's all for my new hobby but doesn't want to get involved. He says he doesn't need a diff cc and he's not going to beg
So what's my next step? How long will these dings effect his credit/ability to get a cc. He has a good score in general (790 something).
Should i apply for something else and wait a while before more aps for DH? Right now i applied and got chase freedom and CIP om 9/20.