Well, you could go to the store and buy an
Amazon Gift Card, or other gift card, but there are a lot of people......using the politically correct term.......who are "unbanked". That is why Check Cashing stores exist.
There is still a digital divide in our nation. People that don't do anything online because they can't. My company was surprised when we went almost entirely remote during the pandemic that there were employees who had no internet access at home. Or the school district who gave kids laptops only to find out not only did many not have internet at home, but in many poorer areas, the internet providers still hadn't even put the infrastructure in. Sac City Schools set up mobile WiFi systems in buses that they would park in those neighborhoods during the school day for kids who had no internet access.