I'm so sorry you have been thrown this curve ball!!! Why don't you go over your reasons for NOT choosing this particular company and talk to your planner about them. Also- typically when businesses go out of business they don't advertise it because they don't want to lose any more profits than necessary. That's why one day a restaurant is open and the next they are not. A lot of times even employees don't know about it ahead of time. I think the only exception is when a lot of merchandise needs to be sold. Good luck with your next decisions!