UPDATED Costs in
BLUE:
Budget is for 2 adults and 2 children
Hotel: 5 nights BWV standard, rented through a DISer, splitting the cost with my parents but they are paying more (they offered) since they decided to join us and I was originally getting a studio. $1000 for our share. I've been earning money through SB and at this point I have
$367 more to earn to pay for it completely with no money OOP. Final payment due end of Feb.
Transportation: 4 one way tickets on SW booked, paid with RR points, so fees and EBCI, total
$82.40. Originally was strict on fly-out date, but now we can do a day earlier which actually saves us money. SW didin't have any good flight times for our original arrival day, but they had some great times the day before and I had enough RR points to cover so only
$22.40 OOP (I went without EBCI since I'll be at work and will set an alarm to remind me to check in!).
I was able to change our flight to an earlier non-stop on SW so now it makes sense to take DME to ASMo for one night. With discounts and "free" Disney money (Disney Visa Rewards and Disney Movie Rewards) our OOP is $94. Parking at my airport is $11/ day so
$66 unless I can find a better deal on Groupon.
Tickets: I had enough free Disney money through my Disney Visa for 2 adult 6 day tickets. I had enough between free Disney GC money and Disney Visa Rewards money to purchase 1 of the kids tickets for no money OOP.
I'm planning on purchasing our last ticket from Disney. Between my Rewards money and discount Target GCs -> Disney GCs, I'll save more than buying from UT. Right now, I'm planning on $350, less if my DVR is more than what I'm calculating.
Food: we are planning on breakfast and dinner in the room, I priced out what we need on Instacart and it's about $250 and we'll split with my parents, so about $125-$150. I also have budgeted QS lunch for DH and I for the 5 days plus snacks around the world the night we arrive. I usually order kids meals so I'm budgeting $20-25 per meal (for the 2 of us combined), and I figure no more than $150 between arrival night and the next day, so we'll say $250 for the week for QS meals (last time we went we did the same thing and we spent less than $300 and that included a TS dinner so I think it's realistic). So
$450 total for food.
Memory Maker:
$169 (again, hoping to use Disney Visa points since I'll have bought my tickets prior to Feb, so any other Disney points I earn will go towards this and the food budget mentioned above)
So, as you can tell, my main focus is as little OOP as possible! Right now if I did nothing and only paid the remainder OOP, it would be
$1600.80. My goal is to get that number below $1000. At the slowed rate of my DVR (not spending as much, and not earning that 4% back on utilities) and slow Swagbucks earning, I'll be happy if it's less than $1500. Wish me luck!!