daisyx3
DIS Veteran
- Joined
- Dec 30, 2009
I have the money set aside to pay for the rest of my late May cruise plus I have added tips and ground transfers. PIF isn't until Jan. 31. I am torn between two ways to pay:
1) use my Target card to get Disney gift cards. When I use these I buy them, then walk right over to customer service and pay my CC off with the cash I have. The pro is saving 5% (we already saved 10% by booking onboard). The con would be calling and giving them the card numbers; the biggest denomination I've seen is $100. I would probably break it into 2 or 3 payments.
2) use my Disney Visa. I would get 2% of that back in points and it would add points to my amount. We are taking a big WDW trip in 2021 with all my kids plus my son in law and grandsons. In the grand scheme of things it won't buy us much, but if I add it to the points I already have we might get a few meals, LOL. I would also be able to save my money for 6 more months before taking it to the bank to pay off the CC. The con is of course it is the full amount to pay; instead of saving now I get to save later.
Thoughts?
1) use my Target card to get Disney gift cards. When I use these I buy them, then walk right over to customer service and pay my CC off with the cash I have. The pro is saving 5% (we already saved 10% by booking onboard). The con would be calling and giving them the card numbers; the biggest denomination I've seen is $100. I would probably break it into 2 or 3 payments.
2) use my Disney Visa. I would get 2% of that back in points and it would add points to my amount. We are taking a big WDW trip in 2021 with all my kids plus my son in law and grandsons. In the grand scheme of things it won't buy us much, but if I add it to the points I already have we might get a few meals, LOL. I would also be able to save my money for 6 more months before taking it to the bank to pay off the CC. The con is of course it is the full amount to pay; instead of saving now I get to save later.
Thoughts?