You say you can not open up a new CC. If that is because of the 5/24 rule and you are waiting till some CCs fall off to apply for more, know that business cards won't count against you. Did you look into swagbucks or discounted target cards through dicount gc card sellers like Raise or saving in other ways and applying that saving to a Disney vacation? Do you have a Sam's or BJ membership to buy discounted Disney GCs? I think that even if not you can still get discounted Disney gc through BJs even though it won't be as much as if you had a membership. Sometimes Disney hotels show up on Priceline or Hotwire but they are opaque and you have to research how to figure out if the hotels are in fact on Disney property. There are many many ways people here save for a Disney vacation. I hope you can find ways that work for you!
No, I can't get anymore because I quit my job to be a SAHM and basically my credit is tanked for now because we took quite a pay cut for me to stay home. I do have a Sam's, I never thought about the gc cards there till these threads. I never heard of swag until today.