IFlossU
DIS Veteran
- Joined
- Sep 3, 2003
There’s nothing wrong with the Disney Visa. I’m sure many people here have it, and may have gotten it early on in their credit card journey. However, there are MANY other cards, including just straight cash back cards that will give you much better value. If you don’t want to take a deep dive into credit cards you could simply start with the Sapphire Preferred, which most people do. The current sign up bonus is 60k UR/4K spend in 3 months. You could then take the 64k URs you’ll have and do a straight $640 statement credit. You could use that to offset your Disney purchases. And that’s the minimum value of those points, depending how deeply you want to get into the points/miles game. Honestly I don’t think many here would recommend the Disney Visa. If you want to keep it simple you can look for a nice cash back earning card that has better than 1% earning rates. The Citi Double Cash/Custom Cash cards come to mind, but there are many good ones out there.Hi All,
I'm strongly considering getting a Disney Premier Visa. I don't have any questions/concerns about qualifying for the card but am interested in what this group feels about the value of the card and whether it's worthwhile or if I should look elsewhere.
I realize that's a different answer for each individual, so here's a little background:
I'm currently 1/24 - I use the Southwest Rapid Rewards card for my daily purchases, and it's the only CC I have, so currently, I'm only getting 1% on Disney-related purchases. (I pay in full every month, so no concerns on interest rates.)
My family of 5 takes Disney vacation 1-2x/year (always flying Southwest), and we always stay on property. We're not regulars at any of the current restaurants where the 10% off dining is offered, but would likely use that as a tiebreaker when finalizing dining reservations to save on a meal or two per trip.
Among the extra 1% Disney-based purchase rewards vs. the no annual fee version, the 10% off $50 in the Parks stores, and 10% off shopDisney, I'm confident that the rewards/savings would easily outvalue the annual fee.
Plus, there's a $300 statement credit after spending $1,000 in the first three months right now on the Disney Premier Visa, so that would essentially take $300 off what we owe for our summer trip this year.
I've read articles from places like NerdWallet who don't recommend the card because it's tied into the Disney ecosystem and find the rewards card and process cumbersome, so curious how others here on a Disney fan board feel about the card.
Is it a good use specifically for Disney-related points and savings, or is there's an alternative general CC with better rewards propositions that you prefer for paying for your Disney trips?