The rewards points post on your monthly CC statement. There is a section titled "Disney Dream Reward Dollars" on the statement. You'll see totals for "Balance from last statement"; "Reward dollars earned from net purchases" (1% of the total charged to your card during that month); "Reward dollars transferred to Rewards Card"; and "Remaining balance". Under that info is expiration info (i.e. I currently have 7 reward dollars that will expire in 9/2013 if I don't transfer them to a rewards card before then - as if!!
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If you're annal like me - you'll find out that Reward Dollars calculations are rounded up. If your total charges for the month are $150, you'll get 2 RD's; $250 will get you 3 RD's; etc, etc. A few days before my VISA's "Next Closing Date" I see how close I am to that $50 mark. If I've charged, say, $326.47, I'll charge $25 worth of gas or hit the grocery store or whatever to bump the total just over the halfway point to get 4 RD's instead of 3. I feel like I'm getting away with something!
Oh, and I have my cell phone and cable bills set up to be paid every month by my Disney VISA and then my VISA card is paid off every month from my checking account.
Now if I can only get the electric company to accept a credit card....
