About 15 years ago I got the No-Fee Scotia Gold card, just for that purpose - to have rental car coverage. Their website still shows that the coverage is available. I've been using the Rogers Elite Mastercard over the past couple years, but still use the Scotia Card at least once or twice a year to keep it active just in case I go somewhere that doesn't take Mastercard, such as Costco in the USA - they only take VISA.