Well, I got my new CIU today and the MSR will be completed and then some by tomorrow. Great being able to pay insurance and legal fees by credit card.
OTOH, it's crazy how much organic spend we are going through! I finished MSR on 4 new CC's in 2 months!
And I know I have at least $1000 in spend I MUST make before 5/1/2023. It was planning to use this new card for these expenses, but the new insurance and legal fees happened unexpectedly. I need a new CC!!!
I am visiting my DD tomorrow... I'm tempted to have her apply for a CIC or CIU... or perhaps a personal Chase card? Any suggestions? She has excellent credit. She piggy back off our credit for years, then opened her own Discover card in college which is what she uses to this day. She does want a different card than Discover because she can't use it for everything. She has a mortgage.
She pays off her card every month. Probably spends about $500-$1000 on it monthly organically as she puts everything on it.
The Discover is the only card she applied for on her own. She is a AU on a number of our cards - CO, Discover and Biz Chase cards.
I would like to help her start stockpiling her own reward points and would probably help her meet her MSR quickly.
Any suggestions on which card she should apply for would be welcome.
TIA.