I love credit cards so much!

[JAMIESMITH]

A very bad idea. If you do not own the company/are an authorized officer (President/VP/Treasurer) of the company you can’t take a credit card out on it. You would need to use the company EIN. If you are an authorized officer you better be legitly authorized, like your name shows on corporate records filed with the state authorized and your President is 100% ok with you taking out a credit card in the company’s name.

Honestly- just think of a “business”, use your SSN, use your name as the company name & leave the company you work for completely out of it aside from those reimbursements

I am listed as an officer, only because I am the titling agent with the state department of revenue. I would, of course, ask my boss before doing this, but if I don’t need to, then I guess that’s easier/better.

Thank you!

 

[trenty]

Ahh makes sense sorry, haha. Have you looked to see if it makes more sense to pay the cash rate for your hotel with URs at 1.25 vs. transferring points to IHG? You may have already compared those options but if the cost is < $600 paying with URs may cost < 40k points.

Thanks again. I checked the Chase UR portal and found a few hotels I could probably do that would be less than 40K. As soon as vaca time is approved I can firm up hotel plans and check all my options again.

 

[speedyfishy]

https://www.doctorofcredit.com/chase-introduces-voice-id-to-credit-card-customers/

Dang, I think I’m going to have to stop pretending to be SO now.

 

[Disneyonmymind]

It counts. And you should earn 2x Starpoints on the purchase too.

Wow. Count me surprised.

 

[MrPTato]

Well, maybe I've just been always doing it the difficult way... but they did make it really easy to see if your price went down, instead of having to look up your price/point cost in your emails: https://thepointsguy.com/news/southwest-just-made-it-really-easy-to-see-if-your-flight-cost-changed/

Have you been able to get EBCI changed for free when you rebook for lower cost? I just assumed you couldn't for some reason, since EBCI says it's non refundable.

Never had an issue to get it changed when rebooking the flight. Automatically showed up on the new flight. I think it is only non refundable if you cancel the trip totally.

 

[MrPTato]

@Lain slogging through AMEX MSR... though we're at $5600 of the SPG biz. Has anyone used the new SW system to change flights? It's nice to just click and change vs cancel and rebook with points. I just got 2700 points back on my DEN to MCO flight in September.

It is click and change...very easy.

 

[Lain]

https://www.doctorofcredit.com/chase-introduces-voice-id-to-credit-card-customers/

Dang, I think I’m going to have to stop pretending to be SO now.

Oh because voices can’t be faked.

 

[SouthFayetteFan]

Oh because voices can’t be faked.

So the bigger problem is if I only ever call in for my wife...what happens if she ever tries to call in LOL. I don’t think she’s ever called Chase in our 4+ years in this game LOL!!

 

[wendow]

@Lain slogging through AMEX MSR... though we're at $5600 of the SPG biz.

Oh yes, I am slogging my way through Amex MSR. I just cannot wait to see a Visa again that needs my spend. I'm 4.8k through the 7k on the spg biz and about $200 through the 3k on the spg personal. So about 5k more...

 

[Disneyonmymind]

Oh yes, I am slogging my way through Amex MSR. I just cannot wait to see a Visa again that needs my spend. I'm 4.8k through the 7k on the spg biz and about $200 through the 3k on the spg personal. So about 5k more...

I know what you mean. I have an AMEX on the way and I’m dreading all the bills I can’t pay with it. The CIP MSR was EZ Peazy, lol.

 

[Jen and Ashwin]

For those who are thinking of applying for the CIP soon, it might be worth waiting until next week to see if the signup offer increases to 100k UR for Small Business Week. DoC is reporting the rumor: (Rumor) Chase to Offer INK Preferred 100,000 Points Signup Bonus for Small Business Week

Thoughts on a match?

 

[3 DD love princesses]

Wow it’s been busy week. Still at dw but had some time yesterday and today to finish catching up

For the poster about DVC I don’t regret it at all. Can’t remember size of your family but the poly studios fit 5 and have 2 bathrooms. We like BLT, BWV, BCV since you can walk to 1-2 parks. All others need a bus/boat/monorail to get to the parks. We purchased without ever staying in a Dvc but I knew we would come at least every other year.

 

[CaliforniaGirl09]

Wow it’s been busy week. Still at dw but had some time yesterday and today to finish catching up

For the poster about DVC I don’t regret it at all. Can’t remember size of your family but the poly studios fit 5 and have 2 bathrooms. We like BLT, BWV, BCV since you can walk to 1-2 parks. All others need a bus/boat/monorail to get to the parks. We purchased without ever staying in a Dvc but I knew we would come at least every other year.

Poly studios have two bathsrioms? I thought they had a split bathroom? That’s would be awesome!

 

[MrPTato]

Poly studios have two bathsrioms? I thought they had a split bathroom? That’s would be awesome!

One room has a bath tub/toilet/vanity and the other has a shower/vanity.

 

[jhoannam]

https://dannydealguru.com/2018/04/19/amex-spg/

I better come up with a plan to apply for the SPG biz - hopefully the minimum spend is $5K and not 7K. I really could use 30K SPG.

 

[disneymagicgirl]

https://www.doctorofcredit.com/chase-introduces-voice-id-to-credit-card-customers/

Dang, I think I’m going to have to stop pretending to be SO now.

lolol I just called and pretended to be DH last week too. I am not sure he has ever called any issuer. I really throw off the rep when I say my email is myname@live and it is clearly a female name, and not the name of the account holder.

 

[disneymagicgirl]

Thoughts on a match?

I am going to give it a go for DH if this comes to fruition soon. Just got him the CIP 4/5/18.

 

[Lain]

Thoughts on a match?

I remember there was a “public” 100k CIP offer last year for Small Business Week, too; but like @Albort said, you still had to go in branch to apply through a BRM. I think some people had luck early on getting matched via SM, but as usual the reps caught on and most of the latter requests were denied. That’s pretty much still the case now. I don’t think the 100k in-branch offer ever went away even though it’s had several expiration dates attached, but you still have to apply via BRM. I don't know if this year's Small Business Week will be any different. If you still have to apply through a BRM to get the 100k offer, then it's no different and I wouldn't hope for a match. If the 100k offer is public and available online, then there might be a shot at a match if you applied within the past 90 days.

 

[FredtheDuck]

Quick follow up to say that (unsurprisingly), Chase declined to add the 3x bonus offer to the CFU we recently PC'd to. Said the only way to get it was going to be to cancel and reapply. Not worth the 5/24 for us at this point.

I need to figure out what we're going for next. I'm still in a holding pattern waiting to do the CSP/CSR later this year, and we just finished the MSR on his CSP. Feels weird to be without an MSR/card goal right now. DH is under 5/24 (I think he's 3/24, but I'd have to double check). We can't do business cards. I have SPG personal already and it was going to be his next card, but we didn't get it done ahead of the Starriott changes because he hesitated on burning the slot, and now he's not interested at all. We had considered AmEx BCP for the category bonus (groceries in particular) but are just spending on our CFU to get the URs for now. Maybe we still do that one and just set aside the cash for vacation.

 

[SouthFayetteFan]

Quick follow up to say that (unsurprisingly), Chase declined to add the 3x bonus offer to the CFU we recently PC'd to. Said the only way to get it was going to be to cancel and reapply. Not worth the 5/24 for us at this point.

I need to figure out what we're going for next. I'm still in a holding pattern waiting to do the CSP/CSR later this year, and we just finished the MSR on his CSP. Feels weird to be without an MSR/card goal right now. DH is under 5/24 (I think he's 3/24, but I'd have to double check). We can't do business cards. I have SPG personal already and it was going to be his next card, but we didn't get it done ahead of the Starriott changes because he hesitated on burning the slot, and now he's not interested at all. We had considered AmEx BCP for the category bonus (groceries in particular) but are just spending on our CFU to get the URs for now. Maybe we still do that one and just set aside the cash for vacation.

Do you have a Freedom card? Or do you have an extra CFU, CSP or CSR that you could PC to one? That 5% quarterly bonus on groceries is nice.