But, how do they ensure that someone doesn't borrow more to book a stay in those 21 days and then goes in and changes it to later to work around the rule?
People are going to lose points whether its now or in a few years. I agree that if they could find a way to let someone book a short term trip that can’t be changed, itd be nice,
But then you are talking potentially major changes to many rules that may or may not be legal. At least now, the rule is consistent and applies to everyone.
Under 21 days, aren't the points put in holding? I would think that that would be a huge deterrent. I'm sure people could gamble that Disney waives it, but that's a huge risk.