Considering CFW, first time buyer

DisneyFamAdventure

Earning My Ears
Joined
Apr 6, 2023
So we are considering buying CFW as first time buyers into DVC. I know, unpopular opinion right now considering the new "Trust" and the high maintenance dues of $12.15. The point charts are great but we still do not know what the price per point will be, I am guessing $225 ppp.

Reasons:
We love visiting Fort Wilderness, we enjoy "looping" in our golf cart, visiting the Tri-Circle D Ranch to say hello to the horses, seeing nature, being able to spread out, movie nights under the stars, taking a boat ride to MK, the list is endless with all of the activities offered at that resort that we literally take days off between visiting the parks to simply just enjoy the Fort.

In regards to the cabins, we enjoy the fact that our boys can just be kids, play and talk as loud as they want inside our cabin without worrying about bothering the next door neighbors because we don't share walls. We can step out in our porch and just enjoy our meals there under the trees. We have picky eaters so we tend to cook a few meals in our cabin. We don't mind not having a washer and dryer since we have used the commons area to do a load or two during our stay which is right next to the pool, so we can just enjoy some time at the pool whenever we do our laundry. Anyhow, my husband travels a lot for work and often stays in many hotels/resorts and he says that by far he feels the most comfortable and at peace when he stays in the Cabins in Fort Wilderness. We enjoy visiting the parks but the big crowds do drain us so we like taking a day off to just relax at the Fort between park visits. Our typical stay is usually Saturday through Thursday, so about 5 night stay.

I ran the comparisons using DVC Resale Market numbers for current Direct vs resale price per point plus dues (numbers obtained are as of Jan. 19th, 2024 they will change once the price increase for Direct sales happens 01/29/2024), total years remaining on the deed (or call it trust for CFW), for a stay in Oct. 12 to the 17th, 2024 staying at a 1 bedroom accross all the other DVC resorts as a hypothetical booking. Granted for the Poly there are only studios and not 1 bedrooms. Also, I tried using the standard 1 bedroom points, where applicable, for my comparison.

The end result for a 5 night stay in mid Oct of 2024, buying DIRECT is as follows:
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoints needed for a 5 night stayCost per 5 night stay
DirectAnimal Kingdom$21033$6.36$9.08$15.44148$2,285.66
DirectAulani$22538$5.92$9.76$15.68182$2,853.95
DirectBay Lake Tower$27536$7.64$7.59$15.23173$2,634.60
DirectBeach Club$27518$15.28$8.63$23.91183$4,375.12
DirectBoardwalk$24018$13.33$8.67$22.00145$3,190.48
DirectBoulder Ridge$21518$11.94$8.68$20.62182$3,753.65
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
DirectCopper Creek$25044$5.68$8.09$13.77182$2,506.47
DirectDisneyland Hotel$23050$4.60$9.53$14.13206$2,910.78
DirectGrand Californian$31036$8.61$8.55$17.16204$3,500.87
DirectGrand Floridian$23040$5.75$7.57$13.32223$2,970.36
DirectHilton Head$16518$9.17$11.31$20.48152$3,112.45
DirectOld Key West$20518$11.39$9.87$21.26146$3,103.80
DirectOld Key West – Ext$20533$6.21$9.87$16.08146$2,347.99
DirectPolynesian (studio)$25042$5.95$8.23$14.18130$1,843.71
DirectRiviera Resort$22546$4.89$8.85$13.74206$2,830.71
DirectSaratoga Springs$20530$6.83$8.14$14.97154$2,305.89
DirectVero Beach$15018$8.33$13.86$22.19113$2,507.85

Buying Resale (but only option buying direct for the Cabins at Fort Wilderness)
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoint needed for a 5 night stayCost per 5 night stay
ResaleAnimal Kingdom$11633$3.52$9.08$12.60148$1,864.08
ResaleAulani$10638$2.79$9.76$12.55182$2,284.00
resaleBay Lake Tower$13236$3.67$7.59$11.26173$1,947.40
resaleBeach Club$13618$7.56$8.63$16.19183$2,961.96
resaleBoardwalk$12318$6.83$8.67$15.50145$2,247.98
resaleBoulder Ridge$11118$6.17$8.68$14.85182$2,702.09
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
resaleCopper Creek$14644$3.32$8.09$11.41182$2,076.29
resaleDisneyland Hotel$18050$3.60$9.53$13.13206$2,704.78
resaleGrand Californian$28136$7.81$8.55$16.36204$3,336.53
resaleGrand Floridian$16340$4.08$7.57$11.65223$2,596.84
resaleHilton Head$6618$3.67$11.31$14.98152$2,276.45
resaleOld Key West$8918$4.94$9.87$14.81146$2,162.91
resaleOld Key West – Ext$11533$3.48$9.87$13.35146$1,949.81
resalePolynesian (studio)$15542$3.69$8.23$11.92130$1,549.66
resaleRiviera Resort$11746$2.54$8.85$11.39206$2,347.06
resaleSaratoga Springs$10630$3.53$8.14$11.67154$1,797.69
resaleVero Beach$5818$3.22$13.86$17.08113$1,930.29


The catch is if we buy Direct at CFW, it will appear that our points, with the high dues, will only be beneficial to use ONLY for bookings at the CFW (granted we would have the 11 month booking advantage and it will be save us $$ in comparison to the other DVC properties but only buying direct. The exception would be buying resale at the other properties like AK and SS would be less and Poly studio but we do not wish to stay in a studio). This means that it will be unwise to book at any of the other resorts using CFW points for a room that is at least a 1 bedroom since the cost per point plus yearly dues per point will be way too much since all other DVC resorts will cost more points per night. In sum, the low point charts for CFW are great, the dues are too high, and even if we buy DIRECT WITHOUT any restrictions it will be unwise to use the CFW points at any other DVC resort other that the CFW home resort. I believe we are going to have to just wait for the first resale of a CFW contract, even with all the restrictions, since it appears that even if you buy CFW DIRECT it will cost too much to use CFW points at any other DVC property. Now, if the price per point is less than $180 after incentives then we might consider buying direct but I doubt it.
 
It will be a while before the first resale contract shows up. Why the reasons someone puts it up quickly is unknown (death, divorce, life changing event, etc.) they usually aren’t much of a discount from direct since they may have a loan or not want to/can’t take much of a discount since they first purchased the thing. The first VDH contract showed up and it was a lot of discussion of how low it would have to be before anyone on the Disboards purchased. While I get your point of waiting, if it’s not much cheaper - locking yourself into the cabins for nearly 50 years to save a few bucks (and not that many) never seems overly worth it.
 
I look at it this way. If the cabins is where you would be the happiest and want access to them, just buy them as your home resort.

While using points elsewhere where may not be the same value when you analyze, will it matter if you end up not choosing those because you realize you prefer the cabins regardless

DVC is expensive and to me, saving by choosing a 2nd choice resort doesn’t always make the best sense

Things are changing and I just think it’s better to choose the resort that will make you happy unless you really don’t have a preference.
 
It will be a while before the first resale contract shows up. Why the reasons someone puts it up quickly is unknown (death, divorce, life changing event, etc.) they usually aren’t much of a discount from direct since they may have a loan or not want to/can’t take much of a discount since they first purchased the thing. The first VDH contract showed up and it was a lot of discussion of how low it would have to be before anyone on the Disboards purchased. While I get your point of waiting, if it’s not much cheaper - locking yourself into the cabins for nearly 50 years to save a few bucks (and not that many) never seems overly worth it.
Good point. It will probably be a while before the first resale contract shows up and we may not want to wait that long simply waiting for a resale contract.
 


So we are considering buying CFW as first time buyers into DVC. I know, unpopular opinion right now considering the new "Trust" and the high maintenance dues of $12.15. The point charts are great but we still do not know what the price per point will be, I am guessing $225 ppp.

Reasons:
We love visiting Fort Wilderness, we enjoy "looping" in our golf cart, visiting the Tri-Circle D Ranch to say hello to the horses, seeing nature, being able to spread out, movie nights under the stars, taking a boat ride to MK, the list is endless with all of the activities offered at that resort that we literally take days off between visiting the parks to simply just enjoy the Fort.

In regards to the cabins, we enjoy the fact that our boys can just be kids, play and talk as loud as they want inside our cabin without worrying about bothering the next door neighbors because we don't share walls. We can step out in our porch and just enjoy our meals there under the trees. We have picky eaters so we tend to cook a few meals in our cabin. We don't mind not having a washer and dryer since we have used the commons area to do a load or two during our stay which is right next to the pool, so we can just enjoy some time at the pool whenever we do our laundry. Anyhow, my husband travels a lot for work and often stays in many hotels/resorts and he says that by far he feels the most comfortable and at peace when he stays in the Cabins in Fort Wilderness. We enjoy visiting the parks but the big crowds do drain us so we like taking a day off to just relax at the Fort between park visits. Our typical stay is usually Saturday through Thursday, so about 5 night stay.

I ran the comparisons using DVC Resale Market numbers for current Direct vs resale price per point plus dues (numbers obtained are as of Jan. 19th, 2024 they will change once the price increase for Direct sales happens 01/29/2024), total years remaining on the deed (or call it trust for CFW), for a stay in Oct. 12 to the 17th, 2024 staying at a 1 bedroom accross all the other DVC resorts as a hypothetical booking. Granted for the Poly there are only studios and not 1 bedrooms. Also, I tried using the standard 1 bedroom points, where applicable, for my comparison.

The end result for a 5 night stay in mid Oct of 2024, buying DIRECT is as follows:
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoints needed for a 5 night stayCost per 5 night stay
DirectAnimal Kingdom$21033$6.36$9.08$15.44148$2,285.66
DirectAulani$22538$5.92$9.76$15.68182$2,853.95
DirectBay Lake Tower$27536$7.64$7.59$15.23173$2,634.60
DirectBeach Club$27518$15.28$8.63$23.91183$4,375.12
DirectBoardwalk$24018$13.33$8.67$22.00145$3,190.48
DirectBoulder Ridge$21518$11.94$8.68$20.62182$3,753.65
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
DirectCopper Creek$25044$5.68$8.09$13.77182$2,506.47
DirectDisneyland Hotel$23050$4.60$9.53$14.13206$2,910.78
DirectGrand Californian$31036$8.61$8.55$17.16204$3,500.87
DirectGrand Floridian$23040$5.75$7.57$13.32223$2,970.36
DirectHilton Head$16518$9.17$11.31$20.48152$3,112.45
DirectOld Key West$20518$11.39$9.87$21.26146$3,103.80
DirectOld Key West – Ext$20533$6.21$9.87$16.08146$2,347.99
DirectPolynesian (studio)$25042$5.95$8.23$14.18130$1,843.71
DirectRiviera Resort$22546$4.89$8.85$13.74206$2,830.71
DirectSaratoga Springs$20530$6.83$8.14$14.97154$2,305.89
DirectVero Beach$15018$8.33$13.86$22.19113$2,507.85

Buying Resale (but only option buying direct for the Cabins at Fort Wilderness)
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoint needed for a 5 night stayCost per 5 night stay
ResaleAnimal Kingdom$11633$3.52$9.08$12.60148$1,864.08
ResaleAulani$10638$2.79$9.76$12.55182$2,284.00
resaleBay Lake Tower$13236$3.67$7.59$11.26173$1,947.40
resaleBeach Club$13618$7.56$8.63$16.19183$2,961.96
resaleBoardwalk$12318$6.83$8.67$15.50145$2,247.98
resaleBoulder Ridge$11118$6.17$8.68$14.85182$2,702.09
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
resaleCopper Creek$14644$3.32$8.09$11.41182$2,076.29
resaleDisneyland Hotel$18050$3.60$9.53$13.13206$2,704.78
resaleGrand Californian$28136$7.81$8.55$16.36204$3,336.53
resaleGrand Floridian$16340$4.08$7.57$11.65223$2,596.84
resaleHilton Head$6618$3.67$11.31$14.98152$2,276.45
resaleOld Key West$8918$4.94$9.87$14.81146$2,162.91
resaleOld Key West – Ext$11533$3.48$9.87$13.35146$1,949.81
resalePolynesian (studio)$15542$3.69$8.23$11.92130$1,549.66
resaleRiviera Resort$11746$2.54$8.85$11.39206$2,347.06
resaleSaratoga Springs$10630$3.53$8.14$11.67154$1,797.69
resaleVero Beach$5818$3.22$13.86$17.08113$1,930.29


The catch is if we buy Direct at CFW, it will appear that our points, with the high dues, will only be beneficial to use ONLY for bookings at the CFW (granted we would have the 11 month booking advantage and it will be save us $$ in comparison to the other DVC properties but only buying direct. The exception would be buying resale at the other properties like AK and SS would be less and Poly studio but we do not wish to stay in a studio). This means that it will be unwise to book at any of the other resorts using CFW points for a room that is at least a 1 bedroom since the cost per point plus yearly dues per point will be way too much since all other DVC resorts will cost more points per night. In sum, the low point charts for CFW are great, the dues are too high, and even if we buy DIRECT WITHOUT any restrictions it will be unwise to use the CFW points at any other DVC resort other that the CFW home resort. I believe we are going to have to just wait for the first resale of a CFW contract, even with all the restrictions, since it appears that even if you buy CFW DIRECT it will cost too much to use CFW points at any other DVC property. Now, if the price per point is less than $180 after incentives then we might consider buying direct but I doubt it.
If you go for it, then get a guaranteed week contract!
 
I look at it this way. If the cabins is where you would be the happiest and want access to them, just buy them as your home resort.

While using points elsewhere where may not be the same value when you analyze, will it matter if you end up not choosing those because you realize you prefer the cabins regardless

DVC is expensive and to me, saving by choosing a 2nd choice resort doesn’t always make the best sense

Things are changing and I just think it’s better to choose the resort that will make you happy unless you really don’t have a preference.
You are correct, we would want to buy where we want to stay and for us it is the Fort but it would be nice to once in a while have the option to stay at a different DVC property using those points. But it would appear that it would be unwise to use CFW points elsewhere but at our home resort. Those dues are scary high.
 
And if you want the cabins and really want to be there during peak seasons then you may find yourself in the outside looking in even at the 11 month window if you don’t pay the premium ppp for GW. Look at walking now just for the first couple of weeks of December. What will it look like when inventory is slashed because of so many more GW’s in this resort, I bet walking starting in August for an October stay lol
 


I would love the guarantee fixed week but the price also includes an added 10% price tag for the weeks worth points, etc.
I think my choice with young children would be staying with cash reservation .
I really worry about future price increases especially with maintenance costs being unpredictable.
 
So we are considering buying CFW as first time buyers into DVC. I know, unpopular opinion right now considering the new "Trust" and the high maintenance dues of $12.15. The point charts are great but we still do not know what the price per point will be, I am guessing $225 ppp.

Reasons:
We love visiting Fort Wilderness, we enjoy "looping" in our golf cart, visiting the Tri-Circle D Ranch to say hello to the horses, seeing nature, being able to spread out, movie nights under the stars, taking a boat ride to MK, the list is endless with all of the activities offered at that resort that we literally take days off between visiting the parks to simply just enjoy the Fort.

In regards to the cabins, we enjoy the fact that our boys can just be kids, play and talk as loud as they want inside our cabin without worrying about bothering the next door neighbors because we don't share walls. We can step out in our porch and just enjoy our meals there under the trees. We have picky eaters so we tend to cook a few meals in our cabin. We don't mind not having a washer and dryer since we have used the commons area to do a load or two during our stay which is right next to the pool, so we can just enjoy some time at the pool whenever we do our laundry. Anyhow, my husband travels a lot for work and often stays in many hotels/resorts and he says that by far he feels the most comfortable and at peace when he stays in the Cabins in Fort Wilderness. We enjoy visiting the parks but the big crowds do drain us so we like taking a day off to just relax at the Fort between park visits. Our typical stay is usually Saturday through Thursday, so about 5 night stay.

I ran the comparisons using DVC Resale Market numbers for current Direct vs resale price per point plus dues (numbers obtained are as of Jan. 19th, 2024 they will change once the price increase for Direct sales happens 01/29/2024), total years remaining on the deed (or call it trust for CFW), for a stay in Oct. 12 to the 17th, 2024 staying at a 1 bedroom accross all the other DVC resorts as a hypothetical booking. Granted for the Poly there are only studios and not 1 bedrooms. Also, I tried using the standard 1 bedroom points, where applicable, for my comparison.

The end result for a 5 night stay in mid Oct of 2024, buying DIRECT is as follows:
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoints needed for a 5 night stayCost per 5 night stay
DirectAnimal Kingdom$21033$6.36$9.08$15.44148$2,285.66
DirectAulani$22538$5.92$9.76$15.68182$2,853.95
DirectBay Lake Tower$27536$7.64$7.59$15.23173$2,634.60
DirectBeach Club$27518$15.28$8.63$23.91183$4,375.12
DirectBoardwalk$24018$13.33$8.67$22.00145$3,190.48
DirectBoulder Ridge$21518$11.94$8.68$20.62182$3,753.65
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
DirectCopper Creek$25044$5.68$8.09$13.77182$2,506.47
DirectDisneyland Hotel$23050$4.60$9.53$14.13206$2,910.78
DirectGrand Californian$31036$8.61$8.55$17.16204$3,500.87
DirectGrand Floridian$23040$5.75$7.57$13.32223$2,970.36
DirectHilton Head$16518$9.17$11.31$20.48152$3,112.45
DirectOld Key West$20518$11.39$9.87$21.26146$3,103.80
DirectOld Key West – Ext$20533$6.21$9.87$16.08146$2,347.99
DirectPolynesian (studio)$25042$5.95$8.23$14.18130$1,843.71
DirectRiviera Resort$22546$4.89$8.85$13.74206$2,830.71
DirectSaratoga Springs$20530$6.83$8.14$14.97154$2,305.89
DirectVero Beach$15018$8.33$13.86$22.19113$2,507.85

Buying Resale (but only option buying direct for the Cabins at Fort Wilderness)
Buy Direc/Resale?ResortPrice Per PointYears Remaining in DeedCost per point2024 DuesCost pp +duesPoint needed for a 5 night stayCost per 5 night stay
ResaleAnimal Kingdom$11633$3.52$9.08$12.60148$1,864.08
ResaleAulani$10638$2.79$9.76$12.55182$2,284.00
resaleBay Lake Tower$13236$3.67$7.59$11.26173$1,947.40
resaleBeach Club$13618$7.56$8.63$16.19183$2,961.96
resaleBoardwalk$12318$6.83$8.67$15.50145$2,247.98
resaleBoulder Ridge$11118$6.17$8.68$14.85182$2,702.09
DirectCabins at Fort Wilderness$22550$4.50$12.15$16.65113$1,881.45
resaleCopper Creek$14644$3.32$8.09$11.41182$2,076.29
resaleDisneyland Hotel$18050$3.60$9.53$13.13206$2,704.78
resaleGrand Californian$28136$7.81$8.55$16.36204$3,336.53
resaleGrand Floridian$16340$4.08$7.57$11.65223$2,596.84
resaleHilton Head$6618$3.67$11.31$14.98152$2,276.45
resaleOld Key West$8918$4.94$9.87$14.81146$2,162.91
resaleOld Key West – Ext$11533$3.48$9.87$13.35146$1,949.81
resalePolynesian (studio)$15542$3.69$8.23$11.92130$1,549.66
resaleRiviera Resort$11746$2.54$8.85$11.39206$2,347.06
resaleSaratoga Springs$10630$3.53$8.14$11.67154$1,797.69
resaleVero Beach$5818$3.22$13.86$17.08113$1,930.29


The catch is if we buy Direct at CFW, it will appear that our points, with the high dues, will only be beneficial to use ONLY for bookings at the CFW (granted we would have the 11 month booking advantage and it will be save us $$ in comparison to the other DVC properties but only buying direct. The exception would be buying resale at the other properties like AK and SS would be less and Poly studio but we do not wish to stay in a studio). This means that it will be unwise to book at any of the other resorts using CFW points for a room that is at least a 1 bedroom since the cost per point plus yearly dues per point will be way too much since all other DVC resorts will cost more points per night. In sum, the low point charts for CFW are great, the dues are too high, and even if we buy DIRECT WITHOUT any restrictions it will be unwise to use the CFW points at any other DVC resort other that the CFW home resort. I believe we are going to have to just wait for the first resale of a CFW contract, even with all the restrictions, since it appears that even if you buy CFW DIRECT it will cost too much to use CFW points at any other DVC property. Now, if the price per point is less than $180 after incentives then we might consider buying direct but I doubt it.
Nice analysis. Haven't seen too much considering the point chart to other resort accommodation being done. And if you're a family of 6 who otherwise were pushed to a 2BR even though you didn't use all the amenities? It could be very appealing. One thing I'd say is that if you intend to buy it resale anyway then direct may not be a bad option up front. The resale will come with restrictions, less years (assuming it's a bit of time until many hit the market) and with no idea of how much of an adjustment might be built into the resale pricing. Buying direct with the intention to stay there still gives the option to use the points at another resort from time to time should you wish even if you could do better owning elsewhere. I suspect this will be bookable at 7 months for a lot of the year so timing of trips may matter more towards the need to own there. It's kind of an unknown though. I don't know if they'll get direct down into the $180 range but I think sub $200 is likely and I wouldn't be completely surprised if there ends up being an offer some time down the road into the $180's. VGF sale this summer showed the unthinkable is a possibility. lol
 
I would love the guarantee fixed week but the price also includes an added 10% price tag for the weeks worth points, etc.
I think my choice with young children would be staying with cash reservation .
I really worry about future price increases especially with maintenance costs being unpredictable.
If the average week is 150 points then it’s only an extra 15 points… that’s not too bad for the lower stress…. and they can cancel the fixed week and use the points for a different week or at another resort if they want.
 
The only way I'd buy to CFW direct is if I purchased a guaranteed week at Halloween or Christmas. You don't have to use that week, but having that GW would protect some of your value if you ever went to resell.
Completely agree. This is the only way to buy CFW!
 
You are correct, we would want to buy where we want to stay and for us it is the Fort but it would be nice to once in a while have the option to stay at a different DVC property using those points. But it would appear that it would be unwise to use CFW points elsewhere but at our home resort. Those dues are scary high.

Why is it unwise? If you are using them to enjoy a vacation then you have bought a product that works for you.
 
Why is it unwise? If you are using them to enjoy a vacation then you have bought a product that works for you.
Since we will be first time buyers into DVC, and don't have any other points from other home resorts, if we buy CFW, then our cost per point, assuming they are $225 pp divided by 50 years remaining = $4.50 plus dues are $12.15 per points it will cost $16.65 per point to use at other DVC resorts. Below is the cost it would be if we were to stay using CFW points at other DVC resorts, again this is only for comparison purposes. So in other words it would be unwise to use the CFW points at other resorts, even though it would definitely be possible if buying DIRECT. The issue would be the point charts for other resorts if we want to stay at a 1 bedroom will require more points than at the Fort while the cost per point plus dues is higher if we were buying resale at the older DVC resorts or buying DIRECT at the newer DVC resorts like Riviera.

ResortPoints needed for a 5 night stay mid Oct 2024cost per 5 night stay using CFW points
Animal Kingdom148$2,464.20
Aulani182$3,030.30
Bay Lake Tower173$2,880.45
Beach Club183$2,880.45
Boardwalk145$2,414.25
Boulder Ridge182$3,030.30
Cabins at Fort Wilderness113$1,881.45
Copper Creek182$3,030.30
Disneyland Hotel206$3,030.30
Grand Californian204$3,396.60
Grand Floridian223$3,712.95
Hilton Head152$2,530.80
Old Key West146$2,430.90
Old Key West – Ext146$2,430.90
Polynesian (studio)130$2,164.50
Riviera Resort206$3,429.90
Saratoga Springs154$2,564.10
Vero Beach113$1,881.45
 
Buying a fixed week doesn’t necessarily cost more points to use the contract. Yes, you need to buy 10% more points for the week you want. It’s only when you KEEP that week (automatically reserved at 12 months) that it costs you the extra points. If you cancel that booking and use the points at 11 months or less, the points all get used as normal.

Why bother? The economical point chart of December intersects with a very popular time to visit the Fort. It’s reassurance that you will get your cabin. It’s also a hedge against the future - if DVC raises December point charts to balance demand, that does not affect your fixed week and you won’t be charged the point increase to stay. I mention December because that has the most potential to be hard to book and have point chart eventually increased. Some Copper Creek FW buyers did very well when fall point chart was raised. I think some Poly FW owners too.

CFW demand could be hard many times of the year. Buying a fixed week helps avoid future issue (see VGF conversation).
 
Since we will be first time buyers into DVC, and don't have any other points from other home resorts, if we buy CFW, then our cost per point, assuming they are $225 pp divided by 50 years remaining = $4.50 plus dues are $12.15 per points it will cost $16.65 per point to use at other DVC resorts. Below is the cost it would be if we were to stay using CFW points at other DVC resorts, again this is only for comparison purposes. So in other words it would be unwise to use the CFW points at other resorts, even though it would definitely be possible if buying DIRECT. The issue would be the point charts for other resorts if we want to stay at a 1 bedroom will require more points than at the Fort while the cost per point plus dues is higher if we were buying resale at the older DVC resorts or buying DIRECT at the newer DVC resorts like Riviera.

ResortPoints needed for a 5 night stay mid Oct 2024cost per 5 night stay using CFW points
Animal Kingdom148$2,464.20
Aulani182$3,030.30
Bay Lake Tower173$2,880.45
Beach Club183$2,880.45
Boardwalk145$2,414.25
Boulder Ridge182$3,030.30
Cabins at Fort Wilderness113$1,881.45
Copper Creek182$3,030.30
Disneyland Hotel206$3,030.30
Grand Californian204$3,396.60
Grand Floridian223$3,712.95
Hilton Head152$2,530.80
Old Key West146$2,430.90
Old Key West – Ext146$2,430.90
Polynesian (studio)130$2,164.50
Riviera Resort206$3,429.90
Saratoga Springs154$2,564.10
Vero Beach113$1,881.45
The cost of renting points could go up substantially more than $17pp over the life of the contract… so perhaps you would feel better about it in the future.

People in the Grand Cal thread talk about how they have used there points occasionally at other resorts because they feel like taking vacations to WDW or Aulani and don’t want to have to deal with the hassle of renting the points or being a renter.
 
Buying a fixed week doesn’t necessarily cost more points to use the contract. Yes, you need to buy 10% more points for the week you want. It’s only when you KEEP that week (automatically reserved at 12 months) that it costs you the extra points. If you cancel that booking and use the points at 11 months or less, the points all get used as normal.

Why bother? The economical point chart of December intersects with a very popular time to visit the Fort. It’s reassurance that you will get your cabin. It’s also a hedge against the future - if DVC raises December point charts to balance demand, that does not affect your fixed week and you won’t be charged the point increase to stay. I mention December because that has the most potential to be hard to book and have point chart eventually increased. Some Copper Creek FW buyers did very well when fall point chart was raised. I think some Poly FW owners too.

CFW demand could be hard many times of the year. Buying a fixed week helps avoid future issue (see VGF conversation).
We haven't considered buying a guaranteed week. We will need to look over the numbers to see what makes sense.
 
Since we will be first time buyers into DVC, and don't have any other points from other home resorts, if we buy CFW, then our cost per point, assuming they are $225 pp divided by 50 years remaining = $4.50 plus dues are $12.15 per points it will cost $16.65 per point to use at other DVC resorts. Below is the cost it would be if we were to stay using CFW points at other DVC resorts, again this is only for comparison purposes. So in other words it would be unwise to use the CFW points at other resorts, even though it would definitely be possible if buying DIRECT. The issue would be the point charts for other resorts if we want to stay at a 1 bedroom will require more points than at the Fort while the cost per point plus dues is higher if we were buying resale at the older DVC resorts or buying DIRECT at the newer DVC resorts like Riviera.

ResortPoints needed for a 5 night stay mid Oct 2024cost per 5 night stay using CFW points
Animal Kingdom148$2,464.20
Aulani182$3,030.30
Bay Lake Tower173$2,880.45
Beach Club183$2,880.45
Boardwalk145$2,414.25
Boulder Ridge182$3,030.30
Cabins at Fort Wilderness113$1,881.45
Copper Creek182$3,030.30
Disneyland Hotel206$3,030.30
Grand Californian204$3,396.60
Grand Floridian223$3,712.95
Hilton Head152$2,530.80
Old Key West146$2,430.90
Old Key West – Ext146$2,430.90
Polynesian (studio)130$2,164.50
Riviera Resort206$3,429.90
Saratoga Springs154$2,564.10
Vero Beach113$1,881.45
Thanks for the math.
 
The cost of renting points could go up substantially more than $17pp over the life of the contract… so perhaps you would feel better about it in the future.

People in the Grand Cal thread talk about how they have used there points occasionally at other resorts because they feel like taking vacations to WDW or Aulani and don’t want to have to deal with the hassle of renting the points or being a renter.
Good point.
 

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