I had mine set to dream for YEARS! I have cashed in for a cruise; 2 computers; a tablet; Universal Studios Orlando AP passes; a Gatorland AP pass; and 4 tickets to
MNSSHP. Before those I cashed in for tickets for family day trips to Lion's African Safari, the Toronto Zoo, things like that.
After our Florida trip this past August, I changed both mine and my husband's account to cash miles. Now when I spend them on groceries, I take that money out of grocery money and put it into a separate account for a future vacation. I want to be able to use them on any part of vacation I want without restrictions or it not being offered, which is why I switched to cash miles.