This isn’t credit card related, per se, but I’m throwing it out there because it was a VERY good scam attempt that my daughter narrowly avoided this afternoon.
She got a call from PNC bank, supposedly. Obviously, later my dd realized the number was spoofed. The woman knew the last four numbers of her debit card and her address, and said there had been some suspected fraud on her account. Asked if she had been traveling. Daughter said no. Agent told her there had been an $83 debit from somewhere. That’s when she said they would be happy to send a new card to her address at 1 Main Street, anytown, USA , but that she was going to switch her over to an automated system so she could enter her current pin # and a new pin # for her new card.
Thank goodness my daughters spider senses tingled then. She asked if she could hang up and call the bank back. The agents reply was that the fraud center only did outbound calls on the weekend, at which point my daughter realized it was definitely a scam. The person on the other end tried to scare her by saying if she didn’t enter her new pin now, her card would be at risk until Monday when the bank would accept an incoming call. ( yeah, right. Clue number three right there. They would have shut her card down right away if there were suspected fraud. ) Anyhow, she told the woman she was hanging up and called the bank direct. There was no fraudulent activity on her card and they hadn’t called.
Anyhow, just wanted to let others know because it was a very believable attempt, and until she was asked to enter her pin, my daughter believed it was PNC. As an aside, I have been urging her for months not to use her debit card, and I do think she has cut down drastically. Oh, I CAN keep this cc related. She has opened a couple of cards this year, one from my referral, so she’s learning!