Hi everyone, I hope you don't mind me joining your thread to ask a few questions. I'll try to keep it not too long. I am trying to earn more free flights. I had DH open the southwest plus card March or 2017 for points, and then heard about the companion pass in June. So we decided why not go for it, and he opened the premier card. We have really got good use out of it. We planned to do it again with me opening the cards at the end of this year, but now realize we can't do that. I had a business, but closed it last December so can't do the business card. My son is going to college this fall in California, and it is a 36 hour drive from Michigan! I'd like airline miles for flying him home for breaks, and also possible visits to California for us. I used up most of the southwest points that we still had reserving flights for us to take him to school this fall and for DS to come home and return to college during Christmas break.
So I'm considering getting a southwest visa for me or the Chase sapphire preferred for either me or DH. We both have high credit scores in the 800s, and I don't want to change that if possible. He has 8 credit cards (5 with Chase.) I have 3 (1 with chase), but I am an authorized user on all his accounts. All mine are opened over 2 years ago. He only opened the 2 southwest cards in March and June of 2017. Everything else is over 2 years old. We aren't looking for an everyday card because we already alternate between the Chase freedom, Discover, Costco visa, and citi double depending on categories. DH does not like keeping track of categories so he mostly uses the Costco and citi double.
So my questions are:
Should we close one of the southwest cards? We don't really use them, and I don't like paying the annual fee on 2 cards we don't use.
Can DH refer me to the southwest visa if I'm already an authorized user on his so he can get the referral points?
Should we do the Chase sapphire preferred and just forget about Southwest, and which of us should get it? Will he be turned down because he already has 5 cards from Chase? They didn't instant approve him for the Southwest premier so that kind of freaked me out.
I spent days trying to read this thread, but is is long, and sometimes I can't figure out the abbreviations. But you all seem to be getting such great deals, so I thought maybe you could offer me suggestions.