These signs are along Highways in California. If your car can't be moved, law enforcement will come and push it out of the traffic lanes, or the Freeway Service Patrol will. It's all about getting the roadway clear if there are no injuries. But if there are no injuries, it is a civil matter and the insurance companies will handle who pays for what.I have never heard of anyone getting a ticket for blocking traffic when they are involved in a traffic accident in NY.
Insurance companies do that every day.Why are people so concerned about assigning fault? Isn't that impossible to do for the insurance companies?
How and why? Seems like a waste of time and money in 95% of cases. No one will tell the truth and the adjusters are basically having to guess.Insurance companies do that every day.
Exactly. This is the way it should be. Moving your car out of the way to prevent another accident.These signs are along Highways in California. If your car can't be moved, law enforcement will come and push it out of the traffic lanes, or the Freeway Service Patrol will. It's all about getting the roadway clear if there are no injuries. But if there are no injuries, it is a civil matter and the insurance companies will handle who pays for what.View attachment 841075
Not impossible but I agree sometimes it's really hard to completely tell which is why sometimes you'll see a 50/50 split.Why are people so concerned about assigning fault? Isn't that impossible to do for the insurance companies?
It's all about the bottom line not right or wrong. The adjusters are just looking to get claims settled for the lowest cost. They pay their insureds costs, the other company pays their insureds costs, maybe a few thousand dollars each to fix the damage to the cars because if it goes to court they are looking at $100,000 each minimum.How and why? Seems like a waste of time and money in 95% of cases. No one will tell the truth and the adjusters are basically having to guess.
My son recently had a serious accident. After interviewing him on the phone, our insurance company decided he was at fault.How and why? Seems like a waste of time and money in 95% of cases. No one will tell the truth and the adjusters are basically having to guess.
For my son’s accident, the police report said the other party was at fault. They referenced a couple of eye witness reports and gave the other driver a ticket for the violation he committed that caused the accident. Was very cut and dry and the other person still tried to have the blame moved to my son and sue us.Around here police do not state who was at fault. They just record the facts. However, since my son was issued a warning for improper lane change, that kind of made it obvious.
But from a layman's perspective we all just don't want to be seen as at fault lol..human nature and all.
She should be taking it to HER insurance. Don't ever deal directly with other driver's insurance, that's what you pay your insurance company for.so now her next bright idea is shes going to draw a picture of how things happened and take it
to the other drivers ins
When I was rear ended my insurance company gave me 2 options. 1) deal directly with the other driver’s insurance. 2) have my insurance pay to fix my car, I pay my deductible, and they would subrogate (?) the claim to get their money back. At that time I would get my deductible back.She should be taking it to HER insurance. Don't ever deal directly with other driver's insurance, that's what you pay your insurance company for.
2) have my insurance pay to fix my car, I pay my deductible, and they would subrogate (?) the claim to get their money back. At that time I would get my deductible back.
My parked car got hit by a drunk driver and I reported it to my insurance, who told me to file a claim with the other insurance company, but to keep them updated. I got three repair estimates and then took it to the other insurance company's adjuster. He took issue with the estimates. Mind you, the highest was $600! They were clearly dragging their feet. My insurance said they would contact that insurance company and give them until the end of the week to settle the claim or they would pay it and subjugate it to get their money back. I had a check in my hand the next day, from the other insurance.When I was rear ended my insurance company gave me 2 options. 1) deal directly with the other driver’s insurance. 2) have my insurance pay to fix my car, I pay my deductible, and they would subrogate (?) the claim to get their money back. At that time I would get my deductible back.
I chose option 2.
My friends son was rear ended and their company wouldn’t do anything. The other guy’s insurance wouldn’t pay because he claimed the guy behind him pushed him into my friends son. They went back and forth for weeks. Eventually after my friend calling her company over and over they agreed to pay for the repairs. That was when it was determined it was totalled. All that waiting for nothing.
It’s almost easier to be at fault as far as getting a claim processed.
Same here. I knew where I wanted the work to be done. That body shop was approved by my insurance company. I didn’t need any adjusters or multiple estimates.i've always gone this route. i pay my insurance company to deal with this stuff. in one case it took almost 2 solid years before my insurance company settled it and i was reimbursed my deductible but i had my car repaired in month 1.