Hello all, just found this thread just as I'm starting to look at a credit card with bonus points. My primary goal is alleviate the cost of vacation travel. I read the first few posts; I hope you can help!
Looking for a card with bonus points that I can use to fund next family vacation. I am leaning towards an AmEx or Citi since I do not have an account with either company yet.
1) I have not applied for any credit cards in the past 24 months. However,
25 months ago, I applied for the Case Saphire Reserve just as the 100k bonus point program was ending (both my spouse and I applied). We have both since downgraded to a card with no annual fee. I have posted my answers below. TIA!
2) Secondly we'll want to know a little bit about you. Specifically - what you spend, and what you want to earn!
- What amount of spend would you put on a card monthly (i.e. groceries, gas, insurance, cable, cell phone, other expenses)? Roughly 1K...but we do have some big expenses coming up if we need to take advantage of a point bonus by spending several K's up front.
- Do you currently payoff your CCs in full every month or do you carry any balances/pay any interest? Pay off in full
- What airport(s) do you typically fly out of? Boston, Manchester, NH
- Do you have a preference of Frequent Flyer program? No
- Does SOUTHWEST Airline service your airport? Yes
- Do you have a Hotel Rewards program preference? No
- Do you currently have travel points or miles in any program? (if so, which programs and how much) only 1300 points left in Chase travel
- What at your specific goals for churning credit cards? (i.e. Disney World Trip, Cruise, European Trip, Cash Back to pay-off a mortgage or student loans, etc. - you can have multiple goals too!) . Help with expenses of Vacation travel (air, car, hotel)
- When do you plan to take these trips? (Keep in mind that it can be difficult to earn points/miles to cover imminent travel...it's best to plan far in advance, especially with regards to international travel) . Looking to vacation in summer 2021
- Who does your travel party consist of? (Spouse, Kids (& ages), other relatives/friends) wife and 3 kids (13,11,9)