Livelovedance
DIS Veteran
- Joined
- Jul 4, 2015
I'm a newbie to this thread and the credit card rewards system! I am trying to read through this very long thread for information and I'm ready to switch from using my debit card for every day purchases to my credit cards! Thank you for the massive amounts of information! I apologize if anything I ask has already been mentioned, I'm only on page 125 of 291, and most of this information is foreign to me!
I currently have 4 major credit cards with no annual fees. The best ones I have for rewards are AmEx Blue Cash & Chase Freedom. I was considering applying for either the Marriott, Southwest, or Disney Visa cards. I only want one. Lately we (there's two of us) have traveled at least once a year to WDW/US and once somewhere else for a mini vacation. We always travel Southwest, and when going to Florida we always stay at the same Marriott hotel. I was first considering the Marriott card because we always stay in a Marriott (Friends & Family rates), but I recently found out that the hotels we stay in are category 6, which means we wouldn't be able to take advantage of the free night stay each year. So now I'm leaning towards Southwest, but we only fly once or twice a year so I don't know if it will be worth it.
I'm a little nervous about a card with an annual fee, and I want to make sure my savings will be enough to make the fee worthwhile. I know I'm not going to be able to work the credit card wonders that so many people on this thread do, but I would like to earn some points or cash back on my every day spending to apply to our vacations. I am also considering opening a DVA account to start saving for a future trip. Any suggestions or advice on any of those three cards? Thanks in advance!
I currently have 4 major credit cards with no annual fees. The best ones I have for rewards are AmEx Blue Cash & Chase Freedom. I was considering applying for either the Marriott, Southwest, or Disney Visa cards. I only want one. Lately we (there's two of us) have traveled at least once a year to WDW/US and once somewhere else for a mini vacation. We always travel Southwest, and when going to Florida we always stay at the same Marriott hotel. I was first considering the Marriott card because we always stay in a Marriott (Friends & Family rates), but I recently found out that the hotels we stay in are category 6, which means we wouldn't be able to take advantage of the free night stay each year. So now I'm leaning towards Southwest, but we only fly once or twice a year so I don't know if it will be worth it.
I'm a little nervous about a card with an annual fee, and I want to make sure my savings will be enough to make the fee worthwhile. I know I'm not going to be able to work the credit card wonders that so many people on this thread do, but I would like to earn some points or cash back on my every day spending to apply to our vacations. I am also considering opening a DVA account to start saving for a future trip. Any suggestions or advice on any of those three cards? Thanks in advance!